Debenture Loan Agreement Template for Singapore

Create a bespoke document in minutes,  or upload and review your own.

4.6 / 5
4.8 / 5

Let's create your Debenture Loan Agreement

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Get your first 2 documents free

Your data doesn't train Genie's AI

You keep IP ownership of your information

Key Requirements PROMPT example:

Debenture Loan Agreement

"Need a Debenture Loan Agreement for a $5 million facility with ABC Bank Ltd as lender, secured against our manufacturing equipment and property at 123 Industry Road, with quarterly repayments starting March 2025 and a 5-year term."

Document background
A Debenture Loan Agreement is fundamental in secured lending transactions under Singapore law, typically used when a company needs to borrow funds while providing security over its assets. This document combines both loan and security provisions, detailing the loan amount, interest rates, repayment terms, and the specific assets being charged. It must comply with Singapore's strict regulatory requirements, including registration with ACRA, and is particularly important for corporate financing where multiple assets are being secured. The agreement provides lenders with enforceable security rights while giving borrowers access to needed capital.
Suggested Sections

1. Parties: Identification of lender and borrower with full legal details

2. Background: Context of the loan and relationship between parties

3. Definitions: Key terms used throughout the agreement

4. Loan Amount and Purpose: Specification of loan amount and intended use

5. Interest Rate and Calculation: Interest rate terms and calculation methodology

6. Repayment Terms: Schedule and method of repayment

7. Security: Details of assets charged as security

8. Representations and Warranties: Standard declarations by borrower

9. Events of Default: Circumstances constituting default

10. Enforcement Rights: Lender's rights upon default

Optional Sections

1. Guarantees: Additional security provisions when third-party guarantees are involved

2. Insurance Requirements: Requirements for insuring secured assets when specific assets need insurance coverage

3. Subordination Provisions: Priority of debt provisions when multiple creditors are involved

Suggested Schedules

1. Schedule 1 - Asset Schedule: Detailed list of secured assets

2. Schedule 2 - Repayment Schedule: Detailed payment dates and amounts

3. Schedule 3 - Conditions Precedent: List of conditions to be satisfied before drawdown

4. Schedule 4 - Form of Drawdown Notice: Template for requesting loan disbursement

5. Schedule 5 - Security Documents: List of additional security documentation

Authors

Alex Denne

Head of Growth (Open Source Law) @ Genie AI | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Relevant legal definitions
Clauses
Industries

Companies Act (Cap. 50): Primary legislation governing company charges, debenture issuance, and filing requirements with ACRA. Regulates the creation, registration, and enforcement of company charges and debentures.

Securities and Futures Act (Cap. 289): Regulates securities offerings, including public debenture offerings. Covers disclosure requirements, licensing requirements, and securities offering regulations.

Banking Act (Cap. 19): Relevant when the lender is a banking institution. Contains specific banking regulations and restrictions applicable to loan agreements.

Moneylenders Act (Cap. 188): Applicable if the lender falls under moneylender category. Specifies licensing requirements and restrictions for moneylenders.

Contract Law and Related Acts: Includes Misrepresentation Act, common law principles of contract formation, and Unfair Contract Terms Act. Forms the basic legal framework for the agreement.

Stamp Duties Act (Cap. 312): Governs stamp duty obligations on loan documents and related instruments.

MAS Guidelines: Monetary Authority of Singapore guidelines including relevant notices, directives, capital market regulations, and financial requirements.

ACRA Requirements: Accounting and Corporate Regulatory Authority requirements for registration of charges, filing requirements, and corporate compliance.

Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

Loan Agreement Between Individual And Company

find out more

Mortgage Loan Assumption Agreement

find out more

Legal Loan Agreement Between Family Members

find out more

Film Investment Agreement

find out more

Film Financing Agreement

find out more

Car Installment Contract

find out more

Separation Financial Agreement

find out more

Standard Hire Purchase Agreement

find out more

Debenture Loan Agreement

find out more

Funding Term Sheet

find out more

Profit Sharing Loan Agreement

find out more

Vendor Finance Agreement

find out more

House Loan Agreement

find out more

Finance Contract

find out more

Intra Group Loan Agreement

find out more

Financial Lease Contract

find out more

Project Finance Agreement

find out more

Download our whitepaper on the future of AI in Legal

By providing your email address you are consenting to our Privacy Notice.
Thank you for downloading our whitepaper. This should arrive in your inbox shortly. In the meantime, why not jump straight to a section that interests you here: https://www.genieai.co/our-research
Oops! Something went wrong while submitting the form.

Genie’s Security Promise

Genie is the safest place to draft. Here’s how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; Genie’s AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

Our bank-grade security infrastructure undergoes regular external audits

We are ISO27001 certified, so your data is secure

Organizational security

You retain IP ownership of your documents

You have full control over your data and who gets to see it

Innovation in privacy:

Genie partnered with the Computational Privacy Department at Imperial College London

Together, we ran a £1 million research project on privacy and anonymity in legal contracts

Want to know more?

Visit our Trust Centre for more details and real-time security updates.