The Short Term Loan Agreement is a fundamental financing document used in Pakistan when a lender provides temporary financial assistance to a borrower for a period typically ranging from a few months to one year. This document is essential for businesses seeking working capital, bridge financing, or temporary cash flow solutions. The agreement must comply with Pakistani banking regulations, including the Financial Institutions (Recovery of Finances) Ordinance 2001 and the Banking Companies Ordinance 1962. It can be structured either as a conventional loan or following Islamic banking principles, depending on the parties' requirements. The document includes comprehensive terms covering loan disbursement, repayment, security, events of default, and enforcement mechanisms, all specifically tailored to the Pakistani legal framework.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Your data doesn't train Genie's AI
You keep IP ownership of your docs
1. Parties: Identifies and defines the Lender and Borrower with their complete legal names, addresses, and registration details
2. Background: Brief context of the loan arrangement and purpose of the facility
3. Definitions: Defines key terms used throughout the agreement for clarity and consistency
4. Facility Details: Specifies the loan amount, currency, and type of facility being provided
5. Interest Rate: Details of the applicable interest rate, calculation method, and payment frequency
6. Repayment Terms: Specifies repayment schedule, payment methods, and prepayment provisions
7. Conditions Precedent: Lists conditions that must be satisfied before the loan can be drawn
8. Representations and Warranties: Standard declarations made by the Borrower about their legal and financial status
9. Borrower Covenants: Ongoing obligations of the Borrower during the loan term
10. Events of Default: Circumstances that would constitute a default and their consequences
11. Governing Law and Jurisdiction: Specifies Pakistani law as governing law and relevant jurisdiction for disputes
1. Security Arrangements: Required if the loan is secured, detailing the nature and terms of security
2. Guarantees: Required if a third party is guaranteeing the loan
3. Islamic Banking Provisions: Required if the loan is structured according to Islamic banking principles
4. Insurance Requirements: Required if specific insurance coverage is mandatory for the loan
5. Assignment and Transfer: Include if either party may need to transfer their rights or obligations
6. Force Majeure: Optional clause for circumstances beyond parties' control affecting loan performance
7. Joint and Several Liability: Required if there are multiple borrowers
1. Repayment Schedule: Detailed breakdown of repayment dates and amounts
2. Conditions Precedent Documents: List of required documents to be provided before loan disbursement
3. Form of Drawdown Notice: Template for requesting loan disbursement
4. Security Details: Detailed description of any security or collateral (if applicable)
5. Fee Schedule: Breakdown of all applicable fees and charges
6. Authorized Signatories: List of persons authorized to act on behalf of each party
Find the exact document you need
Co Financing Agreement
A Pakistani law-governed agreement establishing terms for multiple financial institutions to jointly provide financing, incorporating both conventional and Islamic banking principles.
Download
Litigation Funding Agreement
A Pakistani law-governed agreement establishing terms for third-party funding of legal proceedings, including funding commitments, success fees, and compliance with local regulations.
Download
Loan On Rental Agreement
A Pakistani law-governed agreement combining loan and rental terms, establishing conditions for both borrowing and property rental arrangements.
Download
Lease Hire Agreement
A Pakistani law-governed agreement establishing terms and conditions for property or asset leasing arrangements between lessor and lessee.
Download
Film Financing Agreement
A Pakistani law-governed agreement establishing terms and conditions for film project financing, including funding structure, repayment terms, and rights allocation.
Download
Car Installment Contract
A Pakistani law-governed agreement for vehicle purchase through installment payments, detailing financial terms, security arrangements, and ownership conditions.
Download
Undertaking Loan Agreement
A Pakistani law-governed loan agreement incorporating undertaking provisions, detailing loan terms, security arrangements, and borrower commitments in compliance with local banking regulations.
Download
Trade Finance Agreement
A Pakistani law-governed agreement establishing terms for trade finance facilities between financial institutions and businesses, incorporating local banking regulations and trade finance requirements.
Download
Short Term Loan Agreement
A Pakistani law-governed agreement establishing terms and conditions for a short-term loan facility, including loan amount, repayment terms, and security arrangements.
Download
Promissory Loan Agreement
A Pakistani law-governed agreement that formalizes a loan arrangement, detailing loan terms, repayment obligations, and enforcement provisions.
Download
Project Finance Contract
A Pakistan-law governed financing agreement for structuring large-scale project funding arrangements, incorporating local regulatory requirements and international project finance principles.
Download
Official Loan Agreement
A Pakistani law-governed agreement establishing terms and conditions for institutional lending, compliant with State Bank of Pakistan regulations and local banking laws.
Download
Margin Loan Agreement
A Pakistani law-governed agreement establishing terms for lending against securities as collateral, including margin requirements and enforcement rights.
Download
Financial Support Agreement
A Pakistani law-governed agreement establishing terms for financial support between parties, compliant with local banking and financial regulations.
Download
Financial Agreement Between Two Parties
A legally binding financial agreement between two parties under Pakistani law, setting out terms, obligations, and securities for financial arrangements.
Download
Car Installment Agreement
A Pakistani law-governed agreement for vehicle purchase through installment payments, detailing financial terms, ownership rights, and obligations between financier and purchaser.
Download
Car Finance Contract
A Pakistani law-governed agreement establishing terms and conditions for vehicle financing between a financial institution and customer, incorporating local banking and consumer protection requirements.
Download
Bridge Financing Agreement
A Pakistani law-governed agreement providing temporary financing to bridge the gap until permanent funding is secured, detailing loan terms, security, and regulatory compliance requirements.
Download
Auto Finance Contract
A Pakistani law-governed agreement for vehicle financing between a financial institution and customer, covering financing terms, security arrangements, and regulatory requirements.
Download
Commercial Finance Agreement
A Pakistani law-governed agreement establishing terms for commercial financing between lenders and corporate borrowers, detailing facility terms, security, and obligations.
Download
Development Credit Agreement
A financing agreement governed by Pakistani law for development projects, establishing terms between international lenders and Pakistani government entities.
Download
Small Business Loan Agreement
A Pakistani law-governed agreement establishing terms and conditions for a financial institution's loan to a small business, including loan amount, interest, repayment terms, and security arrangements.
Download
Installment Credit Agreement
A Pakistani law-governed agreement establishing terms for installment-based credit facilities, including repayment schedules, security arrangements, and compliance requirements.
Download
Business Seller Financing Agreement
A Pakistani law-governed agreement where a business seller provides financing to the buyer, incorporating sale terms, payment schedules, and security arrangements.
Download
Jewelry Loan Agreement
A Pakistani law-governed agreement establishing terms for a loan secured by jewelry as collateral, detailing loan terms, jewelry specifications, and security arrangements.
Download
Royalty Loan Agreement
A Pakistani law-governed agreement combining a loan facility with royalty payment obligations, structured as a hybrid financing instrument.
Download
Owner Finance Car Sale Contract
A Pakistani law-governed agreement combining vehicle sale and owner-provided financing terms, establishing payment schedules and ownership transfer conditions.
Download
Lending Loan Agreement
A Pakistani law-governed agreement establishing terms for financial lending, including loan amount, repayment, security, and compliance with local banking regulations.
Download
Working Capital Facility Agreement
A Pakistani law-governed agreement establishing terms for a working capital facility between a financial institution and borrower, including facility terms, security arrangements, and regulatory compliance requirements.
Download
Vendor Finance Contract
A Pakistani law-governed agreement combining sales and financing arrangements between vendors and purchasers, with options for both conventional and Islamic financing structures.
Download
Car Loan Promissory Note
A Pakistani law-governed document combining a promissory note and vehicle loan agreement that establishes terms for vehicle financing and security arrangements.
Download
Business Finance Agreement
A Pakistani law-governed agreement establishing terms for business financing between a financial institution and corporate borrower, including facility details, security arrangements, and regulatory requirements.
Download
Funding Term Sheet
A preliminary investment agreement outline under Pakistani law that sets forth key terms and conditions for funding transactions, serving as a basis for definitive agreements.
Download
Loan Pledge Agreement
A Pakistani law-governed agreement establishing a secured loan arrangement where assets are pledged as collateral, detailing loan terms and security arrangements.
Download
Loan Market Agreement
A Pakistani law-governed agreement establishing terms and conditions for lending arrangements between financial institutions and borrowers, incorporating local regulatory requirements and market standards.
Download
Inventory Financing Agreement
A Pakistani law-governed agreement establishing terms for inventory-based financing, including security interests, management requirements, and enforcement mechanisms.
Download
Partnership Loan Agreement
A Pakistani law-governed agreement establishing loan terms between partners in a partnership, combining partnership and lending regulations with specific security and repayment provisions.
Download
Online Loan Agreement
A Pakistani law-governed digital loan agreement establishing terms for online lending, incorporating electronic transaction regulations and banking requirements.
Download
Debt Factoring Agreement
A Pakistani law-governed agreement for the purchase of accounts receivable by a financial institution from a business at a discount, establishing terms and procedures for factoring operations.
Download
Car Finance Agreement
A Pakistani law-governed agreement establishing terms and conditions for vehicle financing between a financial institution and borrower, including payment terms, security arrangements, and regulatory compliance requirements.
Download
Genie’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; Genie’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it