Finance Contract Template for New Zealand

1. Guarantees: Required when third-party guarantees are part of the security structure

2. Insurance Requirements: Included when specific insurance coverage is required for secured assets

3. Special Purpose Vehicle Provisions: Required when the borrower is an SPV with specific structural requirements

4. Syndication Provisions: Included for facilities that may be syndicated to multiple lenders

5. Cross-Default Provisions: Added when the facility needs to be linked to other financial arrangements

6. Regulatory Compliance: Specific sections addressing compliance with particular regulatory requirements

7. Tax Provisions: Detailed tax clauses when specific tax arrangements or implications need to be addressed

8. Foreign Currency Provisions: Required when the facility involves multiple currencies

1. Facility Terms Schedule: Detailed breakdown of facility amounts, interest rates, fees, and payment dates

2. Security Details: Comprehensive list and description of all security assets and arrangements

3. Conditions Precedent Checklist: List of all required documents and conditions to be satisfied

4. Financial Covenants Schedule: Detailed financial covenants including calculations and reporting requirements

5. Form of Drawdown Notice: Template for borrower to request drawings under the facility

6. Repayment Schedule: Detailed amortization schedule if applicable

7. Permitted Security Interests: List of security interests that are permitted under the agreement

8. Form of Compliance Certificate: Template for periodic compliance reporting