Loan Memorandum Template for Nigeria

1. Security: Details of any collateral or security arrangements - include if loan is secured

2. Guarantees: Terms of any guarantees provided - include if there are guarantors

3. Insurance: Required insurance coverage - include if specific insurance is required

4. Tax Provisions: Specific tax-related obligations - include if complex tax arrangements apply

5. Assignment and Transfer: Rights to assign or transfer the loan - include if transferability is contemplated

6. Regulatory Compliance: Specific regulatory requirements - include if specialized regulatory regime applies

1. Schedule 1 - Facility Terms: Detailed commercial terms including loan amount, interest rates, fees

2. Schedule 2 - Conditions Precedent: List of all documents and conditions required before drawdown

3. Schedule 3 - Repayment Schedule: Detailed amortization or repayment schedule

4. Schedule 4 - Form of Drawdown Notice: Template for borrower to request loan disbursement

5. Schedule 5 - Security Details: Detailed description of any security or collateral

6. Appendix A - Required Forms: Standard forms for notices, certificates and other communications

7. Appendix B - Compliance Certificates: Templates for ongoing compliance reporting