Instalment Credit Agreement Template for Malaysia

1. Islamic Finance Provisions: Required if the agreement is Shariah-compliant, including specific terms and conditions for Islamic financing

2. Insurance: Required if insurance is mandatory for the credit facility, specifying required coverage and terms

3. Guarantee: Required if a third-party guarantee is part of the security structure

4. Early Settlement: Optional section detailing early repayment terms and any associated fees or rebates

5. Cross Default: Required if the agreement is part of a larger financing arrangement with cross-default provisions

6. Assignment and Transfer: Required if the agreement allows for assignment or transfer of rights and obligations

1. Schedule 1 - Payment Schedule: Detailed breakdown of instalment amounts, due dates, and amortization schedule

2. Schedule 2 - Fees and Charges: Comprehensive list of all applicable fees, charges, and their calculation methods

3. Schedule 3 - Conditions Precedent Documents: List of required documents and conditions to be fulfilled before drawdown

4. Schedule 4 - Security Documents: List and copies of security documents if applicable

5. Appendix A - Drawdown Notice: Standard form for requesting disbursement of the credit facility

6. Appendix B - Standard Terms and Conditions: Detailed general terms and conditions referenced in the main agreement