Loan Purchase Agreement Template for Ireland

1. Security Transfer: Required when loans are secured - provisions for transfer of security interests and perfection requirements

2. Servicing Arrangements: Include when the seller will continue to service the loans or when transitional servicing is needed

3. Multiple Drawdown Dates: Required for portfolio purchases occurring in phases or with deferred completions

4. True Sale Provisions: Enhanced provisions required when true sale opinion is needed for accounting or regulatory purposes

5. Consumer Protection: Additional provisions required when portfolio includes consumer loans

6. Break Fees: Include when there are break costs or prepayment penalties that need to be addressed

7. Tax Provisions: Enhanced tax provisions when specific tax structuring is required

8. Regulatory Compliance: Specific provisions when regulated loans or entities are involved

1. Schedule 1 - The Loans: Detailed list and information about each loan being purchased

2. Schedule 2 - Seller's Power of Attorney: Form of power of attorney for post-completion actions

3. Schedule 3 - Transfer Documents: Forms of transfer documents required for the loan transfer

4. Schedule 4 - Warranties: Detailed warranties regarding the loan portfolio

5. Schedule 5 - Completion Requirements: Detailed list of completion deliverables and requirements

6. Schedule 6 - Notice to Borrowers: Form of notice to be sent to borrowers regarding the transfer

7. Schedule 7 - Security Documents: List and copies of security documents being transferred

8. Appendix 1 - Calculation of Purchase Price: Detailed methodology for calculating the purchase price

9. Appendix 2 - Cut-off Date Account Statement: Form of statement showing loan balances at cut-off date