Create a bespoke document in minutes, or upload and review your own.
Get your first 2 documents free
Your data doesn't train Genie's AI
You keep IP ownership of your information
Loan Purchase Agreement
"I need a Loan Purchase Agreement for the acquisition of a residential mortgage portfolio valued at $50M from an Australian bank, with completion scheduled for March 2025, including provisions for transitional servicing arrangements for the first 6 months post-completion."
1. Parties: Identifies the seller and purchaser of the loan portfolio, including their legal entity details and ABN/ACN
2. Background: Sets out the context of the transaction, including brief description of the loan portfolio and parties' intentions
3. Definitions and Interpretation: Defines key terms used throughout the agreement and establishes interpretation principles
4. Sale and Purchase: Core transaction terms including agreement to sell and purchase the loan portfolio
5. Purchase Price and Payment: Details of the purchase price, calculation methodology, and payment terms
6. Completion: Requirements and procedures for completion of the transfer, including timing and deliverables
7. Seller's Representations and Warranties: Comprehensive warranties about the loan portfolio, seller's authority, and compliance with laws
8. Purchaser's Representations and Warranties: Warranties from the purchaser regarding authority, capacity, and regulatory compliance
9. Pre-Completion Obligations: Obligations of both parties between signing and completion, including conduct of business provisions
10. Transfer and Assignment: Mechanics for transferring the loans, security interests, and related rights
11. Notices and Communications: Process for formal communications between parties
12. Confidentiality: Obligations regarding confidential information and announcements
13. GST: Treatment of GST in relation to the transaction
14. General Provisions: Standard boilerplate provisions including governing law, amendments, and severability
1. Transitional Services: Include when the seller will provide temporary servicing or transition support post-completion
2. Regulatory Approvals: Include when specific regulatory approvals are required for the transaction
3. Security Trust: Include when security interests are held on trust and require specific trust arrangements
4. Customer Notification: Include when specific customer notification requirements need to be detailed
5. Data Protection: Include when transfer involves significant personal data handling requirements
6. Post-Completion Adjustments: Include when purchase price may be adjusted based on post-completion reconciliation
7. Servicing Arrangements: Include when ongoing loan servicing arrangements need to be detailed
8. Break Fees: Include when early termination or break fee provisions are required
1. Schedule 1 - Loan Portfolio Details: Detailed list and characteristics of loans being purchased
2. Schedule 2 - Purchase Price Calculation: Detailed methodology for calculating the purchase price
3. Schedule 3 - Completion Requirements: Checklist of documents and actions required for completion
4. Schedule 4 - Form of Transfer Documents: Pro forma transfer documentation for individual loans
5. Schedule 5 - Seller's Due Diligence Materials: List of due diligence materials provided by seller
6. Schedule 6 - Security Details: Details of security interests and PPSR registrations
7. Appendix A - Pro Forma Customer Notice: Template for notifying customers of the transfer
8. Appendix B - Data Tape Specifications: Technical specifications of the loan data provided
Authors
Assigned Rights
Associated Security
Authorised Representative
Borrower
Business Day
Claim
Completion
Completion Date
Conditions Precedent
Confidential Information
Cut-off Date
Data Room
Data Tape
Default Rate
Defaulted Loan
Disclosed Information
Disposal
Effective Date
Eligible Loan
Encumbrance
Event of Default
Excluded Assets
Financial Indebtedness
Government Agency
GST
Guarantee
Insolvency Event
Interest Period
Law
Loan
Loan Agreement
Loan Documents
Loan Files
Loan Portfolio
Loss
Material Adverse Effect
Outstanding Principal Balance
Permitted Encumbrance
Personal Information
Portfolio Schedule
PPSA
PPSR
Purchase Price
Purchased Assets
Purchaser's Solicitors
Related Entity
Relevant Agreement
Representative
Review Date
Sale Notice
Security
Security Interest
Security Trust
Security Trustee
Seller's Solicitors
Servicing Agreement
Tax
Third Party Consent
Title Documents
Transfer Documents
Transfer Period
Transition Period
Trust
Trust Deed
Undrawn Commitment
Verification Statement
Warranty Breach
Definitions
Sale and Purchase
Purchase Price
Payment Terms
Completion
Pre-Completion Obligations
Post-Completion Obligations
Representations and Warranties
Assignment and Transfer
Security Interests
Due Diligence
Confidentiality
Data Protection
Privacy
Regulatory Compliance
Anti-Money Laundering
Consumer Protection
Servicing Arrangements
Transitional Services
Risk Allocation
Indemnification
Force Majeure
Default
Termination
Dispute Resolution
Governing Law
Jurisdiction
Notices
GST
Tax
Costs and Expenses
Further Assurance
Severability
Entire Agreement
Amendment
Waiver
Time of Essence
Counterparts
Electronic Execution
Banking and Financial Services
Investment Management
Asset Management
Non-Bank Lending
Fintech
Mortgage Services
Consumer Finance
Corporate Finance
Debt Collection
Financial Technology
Legal
Finance
Risk Management
Compliance
Treasury
Operations
Credit Risk
Portfolio Management
Due Diligence
Regulatory Affairs
Deal Management
Transaction Services
Chief Financial Officer
Head of Legal
Portfolio Manager
Credit Risk Manager
Compliance Officer
Treasury Manager
Investment Director
Legal Counsel
Finance Director
Due Diligence Manager
Portfolio Analyst
Transaction Manager
Risk Officer
Operations Manager
Regulatory Compliance Manager
Find the exact document you need
Auto Loan Promissory Note
An Australian-compliant template for vehicle loan agreements that establishes loan terms, security interests, and obligations under national consumer credit laws.
Contract To Take Over Car Payments
An Australian legal agreement for transferring car payment obligations from one borrower to another, compliant with national consumer credit laws.
Private Lender Contract
An Australian-law governed agreement establishing terms and conditions for private lending arrangements, including loan details, security, and compliance with national lending regulations.
Vendor Finance Loan Agreement
An Australian-law governed template agreement for vendor financing arrangements, incorporating security interests and compliance with local credit legislation.
OverLoan Agreement
An Australian-law governed agreement establishing an overdraft facility between a financial institution and borrower, detailing credit limits, terms, and obligations under Australian banking regulations.
Fixed Sum Loan Agreement Early Settlement
An Australian-compliant loan agreement template for fixed sum loans with early settlement provisions, meeting National Consumer Credit Protection Act requirements.
Employee Loan Agreement Interest
An Australian-compliant interest-free loan agreement between employer and employee, including repayment terms and FBT considerations.
Employee Computer Loan Agreement
An Australian law agreement governing the loan of computer equipment from employer to employee, establishing terms, conditions, and mutual obligations.
Facility Agreement Loan
An Australian law-governed agreement setting out terms and conditions for the provision of loan facilities between lenders and borrowers, including key financial and operational terms.
Acknowledgement Of Debt Agreement
An Australian-compliant legal document where a debtor formally acknowledges their debt and agrees to specific repayment terms under Australian law.
Personal Loan To Business Agreement
An Australian-law governed agreement between an individual lender and a business borrower, establishing terms and conditions for a business loan.
Loan Agreement Between Family Members
An Australian-compliant legal agreement that formalizes and documents loan arrangements between family members, including terms, conditions, and repayment schedules.
Standard Mortgage Agreement
An Australian-law governed agreement establishing the terms and security arrangements for a mortgage loan secured against real property.
Director Loan To Company Agreement
An Australian law-governed agreement documenting the terms and conditions of a loan provided by a director to their company, ensuring regulatory compliance and protecting both parties' interests.
Construction Loan Contract
An Australian legal agreement for progressive funding of construction projects, governing both financial and construction aspects under Australian federal and state laws.
Commercial Real Estate Loan Term Sheet
Australian-compliant template outlining key terms and conditions for commercial real estate loan facilities.
Demand Loan
Australian-compliant demand loan agreement template allowing lenders to call for repayment at any time, suitable for both consumer and business lending.
Balloon Loan Agreement
An Australian-compliant loan agreement template featuring regular payments and a final balloon payment, structured according to Australian financial and consumer protection laws.
Loan Agreement Between Two Individuals
An Australian-compliant loan agreement template for personal lending between individuals, establishing terms, conditions, and obligations for both parties.
Simple Intercompany Loan Agreement
An Australian law template for documenting loan arrangements between related companies within the same corporate group.
Loan Agreement Between Companies
Australian corporate loan agreement template for inter-company lending, compliant with Australian corporate and financial services laws.
Home Equity Loan Agreement
Australian-compliant Home Equity Loan Agreement Template establishing terms for property equity-secured lending, including mandatory consumer protection provisions.
Simple Promissory Note For Family Loan
An Australian legal document that formalizes and documents the terms of a monetary loan between family members, providing legal protection while maintaining familial considerations.
Debt Payment Agreement
An Australian-compliant template for structuring and documenting debt repayment arrangements between creditors and debtors, incorporating all essential legal and practical provisions.
Inter Lender Agreement
An Australian law-governed agreement establishing rights, priorities, and relationships between multiple lenders in a financing arrangement.
Hand Loan Agreement
An Australian-compliant agreement documenting the terms and conditions of a personal or small business loan between parties, including loan amount, interest, and repayment terms.
Flexi Finance Loan Agreement
An Australian-compliant flexible finance agreement establishing a revolving credit facility with variable drawdown and repayment terms.
Credit Terms Agreement
An Australian-compliant template for establishing credit arrangements between providers and customers, incorporating all necessary legal and regulatory requirements.
Assignment Of Loan Agreement
Australian-compliant template for transferring loan rights and obligations from one lender to another, suitable for various types of loan assignments under Australian law.
Agreement Between Two Persons For Money
An Australian law-governed agreement formalizing financial arrangements between two individuals, including payment terms and obligations.
Subordinated Loan Agreement
Australian law template for subordinated loan arrangements, establishing terms for junior-ranking debt with comprehensive creditor provisions.
Loan Payment Agreement
An Australian-law governed agreement establishing loan terms, repayment conditions, and parties' obligations in a lending arrangement.
Loan Participation Agreement
Australian law-governed template for loan participation arrangements between financial institutions, establishing terms for loan interest transfers and regulatory compliance.
Simple Loan Application Form
An Australian-compliant loan application form template for collecting and assessing borrower information in accordance with national lending regulations.
Private Lending Term Sheet
An Australian law-compliant template outlining key terms and conditions for private lending arrangements, serving as the foundation for the final loan agreement.
Personal Loan Receipt
An Australian-compliant template for documenting personal loan receipts, capturing loan details and acknowledgment of funds transfer between parties.
Payday Loan Contract
An Australian-compliant payday loan contract template for small amount credit contracts (SACCs), incorporating all regulatory requirements and consumer protections under Australian law.
Facility Agreement
An Australian law-governed template agreement setting out terms and conditions for corporate lending facilities, including key provisions for facility mechanics, security, and covenants.
Debt Repayment Contract
An Australian-compliant Debt Repayment Contract Template for documenting and managing debt repayment arrangements between creditors and debtors.
Employee Forgivable Loan Agreement
An Australian-law governed agreement establishing terms for an employer-provided loan to an employee that can be forgiven based on specified employment and performance conditions.
Employee Cash Advance Agreement
An Australian-compliant template for documenting employee cash advance arrangements, including terms for provision and repayment through payroll deductions.
Borrowing Form
An Australian-compliant template for documenting loan agreements between lenders and borrowers, incorporating all essential elements required by Australian financial services law.
Device Loan Agreement
An Australian-compliant template for documenting the terms and conditions of loaning devices to employees or authorized users, ensuring proper device usage and protection of both parties' interests.
Unsecured Loan Contract
Australian-compliant unsecured loan agreement establishing terms for lending without collateral, suitable for both individual and business lending.
Simple Equipment Borrowing Agreement
An Australian law-governed agreement establishing terms and conditions for temporary equipment lending between parties, suitable for both commercial and personal use.
Simple Loan Term Sheet
An Australian law-governed document outlining key terms and conditions of a proposed loan facility, serving as the basis for formal loan documentation.
Line Of Credit Contract
An Australian law-governed agreement establishing a revolving credit facility between a lender and borrower, setting out terms for borrowing, repayment, and ongoing credit access.
International Loan Agreement
Australian law-governed template for international loan agreements, providing a structured framework for cross-border lending transactions.
Fixed Sum Loan Agreement
An Australian law-governed agreement establishing terms for a fixed sum loan, including loan amount, interest, repayment schedule, and parties' obligations.
Securities Lending Agreement
An Australian law-governed Securities Lending Agreement establishing terms for institutional securities lending transactions, compliant with Australian financial services regulations.
Rent Agreement For Personal Loan
An Australian jurisdiction loan agreement where rental income serves as security or support for a personal loan, compliant with national consumer credit legislation.
Parent Loan Agreement
An Australian-compliant legal agreement formalizing loan arrangements between parents and their children, establishing terms, conditions, and repayment schedules.
Mortgage Agreement
An Australian legal document establishing a security interest in real property to secure a loan, compliant with federal and state lending laws.
Master Loan Agreement
An Australian law-governed agreement establishing terms for ongoing lending facilities between a financial institution and borrower, providing framework for multiple loans under single documentation.
Loan Note Form
An Australian law-governed debt instrument document that evidences and sets out the terms of a loan arrangement, including principal amount, interest, repayment terms, and party obligations.
Loan Deed Agreement
An Australian law-governed deed that establishes a formal lending arrangement, detailing loan terms, security, and enforcement rights.
Loan Conversion Agreement
An Australian law-governed agreement that facilitates the conversion of an existing loan into equity shares, establishing conversion terms and post-conversion arrangements.
Lending Agreement
An Australian-law governed agreement establishing terms and conditions for providing loan facilities, ensuring compliance with national lending and consumer protection regulations.
Finance Agreement
An Australian law-governed finance agreement establishing lending terms between a financial institution and borrower, compliant with Australian financial services legislation.
Forbearance Agreement Commercial Loan
An Australian law agreement where a lender agrees to temporarily refrain from exercising rights against a defaulting commercial borrower, subject to specific conditions and terms.
Debt Agreement Letter
An Australian-compliant formal document establishing debt repayment terms between creditor and debtor, structured according to Australian federal and state legislation.
Car Payment Agreement
An Australian-compliant template for structuring vehicle payment arrangements, incorporating consumer credit protections and security interests under Australian law.
Car Finance Contract
An Australian law-governed agreement for vehicle purchase financing, setting out loan terms, security interests, and consumer credit protections.
Business Loan Term Sheet
An Australian-law governed preliminary document outlining key terms and conditions for a proposed business loan facility.
Assignment Of Debt Agreement
Australian-compliant template for legally transferring debt obligations between parties, including associated rights and security interests under Australian federal and state laws.
Amenities Agreement For Loan
An Australian-law governed agreement establishing terms and conditions for the loan of amenities between parties, including loan terms, maintenance responsibilities, and usage rights.
Secured Loan Contract
An Australian law-governed agreement establishing terms for a secured loan, including loan details, security arrangements, and compliance with Australian lending regulations.
Director Loan Agreement
An Australian-compliant template agreement for documenting loans between companies and their directors, ensuring adherence to corporate law and Division 7A requirements.
Personal Property Loan Agreement
An Australian law-governed agreement for securing loans against personal property, compliant with NCCP Act and PPSA requirements.
Promissory Note Between Friends
An Australian-compliant legal document that formalizes a personal loan agreement between friends, including repayment terms and conditions.
Forgivable Loan Promissory Note
An Australian legal document combining a promissory note with conditions for loan forgiveness, outlining repayment terms and forgiveness criteria in accordance with Australian law.
Loan Against Lease Agreement
An Australian jurisdiction agreement where a lease is used as security for a loan facility, combining lending and property law elements under Australian regulatory framework.
Agreement To Pay Back Money
An Australian-law governed agreement formalizing loan arrangements between parties, including repayment terms and compliance with local financial regulations.
Vehicle Finance Agreement
An Australian-compliant Vehicle Finance Agreement establishing terms for vehicle financing, security arrangements, and consumer protection provisions.
Auto Loan Agreement
An Australian-law governed agreement establishing terms and conditions for vehicle purchase financing, compliant with NCCP Act requirements.
Standard Mortgage Contract
An Australian-compliant mortgage agreement that creates a security interest over real property, setting out loan terms and security arrangements under Australian federal and state laws.
Money Agreement Letter
An Australian-compliant formal document that establishes the terms and conditions for lending and borrowing money between parties.
Letter Of Intent For Business Loan
An Australian-compliant preliminary document outlining proposed terms and conditions for a business loan, serving as a framework for the final loan agreement.
Simple Loan Agreement Between Friends
An Australian-compliant loan agreement template for formalizing monetary lending arrangements between friends, combining legal validity with user-friendly language.
Letter For Borrowing Money
An Australian-compliant formal letter requesting to borrow money, outlining loan terms and borrower details in accordance with national credit protection laws.
Car Loan Contract Between Friends
An Australian-compliant car loan agreement template for private lending between friends, including vehicle security and repayment terms.
Title Loan Agreement
An Australian-compliant loan agreement where a vehicle title serves as security for the loan, subject to national consumer credit and personal property securities legislation.
Amenities Agreement For Home Loan
An Australian law-compliant agreement governing property amenities in relation to a home loan security, detailing maintenance, access rights, and obligations of all parties.
On Demand Loan Agreement
An Australian law-governed agreement for loans repayable on demand, establishing terms between lender and borrower with immediate repayment provisions.
Loan Agreement Between Lender Borrower And Guarantor
An Australian-law governed agreement establishing loan terms between a lender, borrower, and guarantor, including loan details, repayment terms, and guarantee obligations.
Demand Loan And Term Loan
Australian law-governed loan agreement template combining demand and term loan facilities with comprehensive lending terms and regulatory compliance.
Car Pawn Agreement
An Australian-compliant agreement governing the pawning of a vehicle as security for a loan, meeting federal and state regulatory requirements.
Equine Loan Agreement
An Australian-compliant template agreement for the temporary loan of a horse, outlining care responsibilities, liability, and usage terms.
Tranche Loan Agreement
An Australian law-governed agreement establishing a multi-tranche loan facility with staged disbursement mechanisms and specific conditions for each tranche.
Simple Loan Note
An Australian legal document that evidences a loan agreement, setting out key terms including principal, interest, and repayment conditions.
Short Term Credit Agreement
An Australian-compliant agreement governing short-term credit facilities, detailing loan terms and conditions in accordance with national credit protection laws.
Payday Loan Agreement
Australian-compliant Payday Loan Agreement template for small amount credit contracts, incorporating all mandatory NCCP Act requirements and consumer protections.
Joint Loan Agreement
An Australian-compliant agreement establishing terms for a loan between a lender and multiple borrowers with joint liability.
Fixed Sum Credit Agreement
An Australian law-governed agreement establishing terms for a fixed sum loan, compliant with national consumer credit legislation and detailing loan terms, conditions, and parties' obligations.
Cash Advance Loan Agreement
An Australian-compliant Cash Advance Loan Agreement setting out terms, conditions, and obligations for cash advance lending under Australian consumer credit law.
Default Loan Agreement
Australian-compliant loan agreement template setting out comprehensive terms and conditions for lending facilities under Australian law.
Debt Agreement Form
An Australian legal document under the Bankruptcy Act 1966 that establishes a formal payment arrangement between a debtor and creditors as an alternative to bankruptcy.
Commercial Loan Term Sheet
An Australian-law governed document outlining key terms and conditions of a proposed commercial loan facility, serving as the basis for full loan documentation.
Asset Based Loan Agreement
Australian law-governed loan agreement securing lending against borrower's assets, with comprehensive security and regulatory provisions.
Project Loan Agreement
An Australian law-governed agreement establishing terms and conditions for project-specific loan facilities, including security arrangements and project monitoring requirements.
Download our whitepaper on the future of AI in Legal
Genie’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; Genie’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
Our bank-grade security infrastructure undergoes regular external audits
We are ISO27001 certified, so your data is secure
Organizational security
You retain IP ownership of your documents
You have full control over your data and who gets to see it
Innovation in privacy:
Genie partnered with the Computational Privacy Department at Imperial College London
Together, we ran a £1 million research project on privacy and anonymity in legal contracts
Want to know more?
Visit our Trust Centre for more details and real-time security updates.
Read our Privacy Policy.