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1. Parties: Identification of the waiver provider and the protected party/parties
2. Background: Context of the waiver agreement and its relationship to any main agreement (e.g., rental agreement)
3. Definitions: Key terms used throughout the document including 'theft', 'covered property', 'claim period', etc.
4. Scope of Coverage: Detailed description of what items and circumstances are covered under the waiver
5. Waiver Terms: Specific conditions under which the waiver will apply and the provider will waive claims against the protected party
6. Exclusions: Specific circumstances, actions, or types of theft that are not covered by the waiver
7. Claims Procedure: Process for reporting theft and making claims under the waiver
8. Fees and Payments: Cost of the waiver and payment terms if applicable
9. Duration and Termination: Period of coverage and circumstances for termination
10. General Provisions: Standard contractual terms including governing law, notices, and amendment procedures
1. Special Value Items: Additional terms for high-value items requiring specific declaration or treatment
2. International Coverage: Terms specific to theft occurring outside Hong Kong, if applicable
3. Security Requirements: Specific security measures that must be maintained for the waiver to be valid
4. Insurance Coordination: Terms regarding coordination with other insurance policies
5. Additional Services: Any additional services provided alongside the theft waiver (e.g., security consultation)
6. Force Majeure: Terms dealing with extraordinary circumstances affecting the waiver coverage
1. Schedule 1 - Covered Property: Detailed list or categories of property covered by the waiver
2. Schedule 2 - Fee Schedule: Detailed breakdown of fees and charges if applicable
3. Schedule 3 - Claim Forms: Standard forms and documentation required for making a claim
4. Appendix A - Security Guidelines: Recommended or required security measures for maintaining waiver validity
5. Appendix B - Excluded Items: Comprehensive list of items or situations explicitly excluded from coverage
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