Company Loan Agreement Template for Hong Kong

1. Multiple Lenders: Required when there is more than one lender, including syndication provisions

2. Security Trustee: Needed when security is held on trust for multiple lenders

3. Subordination: Required when there are multiple creditors and priority arrangements

4. Guarantee: Include when third-party guarantees are part of the security package

5. Increased Costs: Protection for lenders against regulatory changes affecting loan costs

6. Tax Gross-Up: Provisions for tax implications and withholding requirements

7. Set-off Rights: Include when parties want right to set off debts against other obligations

8. Currency Provisions: Required for multi-currency loans or foreign currency considerations

1. Schedule 1 - Conditions Precedent: List of documents and conditions required before loan drawdown

2. Schedule 2 - Form of Drawdown Request: Template for borrower to request loan disbursement

3. Schedule 3 - Repayment Schedule: Detailed schedule of repayment dates and amounts

4. Schedule 4 - Security Documents: List and copies of all security documents

5. Schedule 5 - Financial Covenants: Detailed financial ratios and calculations

6. Schedule 6 - Forms of Notices: Template notices for various communications

7. Appendix A - Corporate Authorizations: Copies of relevant board and shareholder resolutions

8. Appendix B - Security Registration Forms: Forms required for registering security with Hong Kong companies registry