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Car Accident Demand Letter

Car Accident Demand Letter Template for Hong Kong

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Key Requirements PROMPT example:

Car Accident Demand Letter

"I need a Car Accident Demand Letter for a collision that occurred in Central, Hong Kong, where a commercial truck damaged my parked vehicle, seeking compensation for HK$50,000 in repairs and HK$10,000 for car rental expenses."

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Document background
The Car Accident Demand Letter is a crucial document in Hong Kong's legal process for resolving motor vehicle accident claims. It is typically used after unsuccessful informal attempts to settle a claim and before initiating formal legal proceedings. The document must comply with Hong Kong's legal requirements, including considerations under the Road Traffic Ordinance, Motor Vehicles Insurance Ordinance, and relevant civil procedures. It should be drafted with precise details of the accident, clear documentation of damages and injuries, and specific demands for compensation. The letter serves multiple purposes: it formally notifies the at-fault party of the claim, documents the damages sought, and provides an opportunity for settlement before litigation. The timing of sending this letter is important, considering Hong Kong's three-year limitation period for personal injury claims arising from traffic accidents.
Suggested Sections

1. Sender's Details: Full name, address, and contact information of the claimant or their legal representative

2. Recipient's Details: Full name, address of the at-fault party, their insurance company, or their legal representative

3. Date: Date of the demand letter

4. Subject Line: Clear reference to the accident with date and location

5. Accident Details: Detailed description of how the accident occurred, including date, time, location, and circumstances

6. Liability Statement: Clear statement explaining why the recipient is liable for the accident

7. Injuries and Damages: Detailed description of all injuries sustained and property damage incurred

8. Financial Demands: Itemized list of all damages being claimed, including medical expenses, property damage, lost wages, and other costs

9. Payment Terms: Specific amount demanded and deadline for response or payment

10. Legal Action Warning: Statement indicating intent to pursue legal action if demands are not met

11. Closing: Professional closing with signature block and contact information

Optional Sections

1. Witness Information: Include when witnesses to the accident are available to support your claim

2. Police Report Reference: Include when a police report was filed, providing the report number and relevant details

3. Prior Communication History: Include when there have been previous attempts to resolve the matter

4. Insurance Claim Details: Include when an insurance claim has already been filed and needs to be referenced

5. Lost Income Details: Include when claiming for loss of earnings or business opportunities

6. Future Medical Treatment: Include when ongoing or future medical treatment is anticipated

Suggested Schedules

1. Medical Records: Copies of all relevant medical reports, bills, and treatment records

2. Accident Scene Evidence: Photographs of the accident scene, vehicle damage, and any relevant CCTV footage

3. Expense Records: Receipts, invoices, and proof of all expenses being claimed

4. Police Report: Copy of the police report if available

5. Witness Statements: Written statements from witnesses if available

6. Employment Documentation: Proof of lost wages or income if claiming for loss of earnings

Authors

Alex Denne

Head of Growth (Open Source Law) @ Genie AI | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Linkedin in social icon imageX social icon image
alex.den.21@genieai.co
Relevant Industries

Legal Services

Insurance

Transportation

Healthcare

Automotive

Risk Management

Professional Services

Public Sector

Relevant Teams

Legal

Claims Processing

Risk Management

Compliance

Legal Operations

Insurance

Document Management

Corporate Affairs

Legal Administration

Relevant Roles

Legal Counsel

Claims Manager

Insurance Adjuster

Risk Manager

Paralegal

Compliance Officer

Legal Administrator

Claims Handler

Legal Secretary

Insurance Underwriter

Personal Injury Lawyer

Corporate Counsel

Legal Operations Manager

Documentation Specialist

Industries
Road Traffic Ordinance (Cap. 374): Primary legislation governing road usage, traffic regulations, and establishing the framework for determining liability in traffic accidents in Hong Kong
Motor Vehicles Insurance (Third Party Risks) Ordinance (Cap. 272): Mandates compulsory insurance coverage for motor vehicles and establishes the framework for third-party insurance claims
Limitation Ordinance (Cap. 347): Sets the time limits for bringing legal actions, including the 3-year limitation period for personal injury claims arising from traffic accidents
Personal Injury - Common Law: Common law principles governing personal injury claims, including assessment of damages and determination of negligence
Civil Procedure Ordinance (Cap. 4): Establishes the procedures for civil claims in Hong Kong courts, including rules for demand letters and legal proceedings
District Court Ordinance (Cap. 336): Relevant for claims within the District Court's jurisdiction (currently for claims between HK$75,000 and HK$3 million)
Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

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