Law of Property Act 1925: Primary legislation governing property law in England and Wales, including mortgages, land ownership, and property rights
Land Registration Act 2002: Legislation governing the registration of land and property rights in England and Wales, including mortgage registration requirements
Consumer Credit Act 1974: Regulates consumer credit and lending, applicable when the buyer is a private individual rather than a business
Financial Services and Markets Act 2000: Framework for financial services regulation in the UK, including mortgage lending activities
Mortgage Credit Directive Order 2015: UK implementation of EU regulations for mortgage credit agreements, setting standards for mortgage lending
FCA Regulations: Financial Conduct Authority rules and guidelines governing regulated mortgage activities and consumer protection
Money Laundering Regulations 2017: Requirements for due diligence and anti-money laundering procedures in property transactions
Unfair Contract Terms Act 1977: Legislation controlling unfair terms in contracts, including limitations on exclusion clauses
Consumer Rights Act 2015: Protection for consumers in contracts, including requirements for fairness and transparency in terms
Land Registry Requirements: Specific procedures and requirements for registering mortgages and charges against property titles
Mortgage Case Law: Relevant legal precedents regarding mortgage enforcement and interpretation of mortgage terms
Consumer Protection from Unfair Trading Regulations 2008: Regulations protecting consumers from unfair commercial practices in trading, including mortgage sales
