Consumer Credit Act 1974: Primary legislation governing consumer credit agreements, including requirements for form and content of credit agreements, licensing of lenders, and consumer protections
Financial Services and Markets Act 2000: Framework legislation for financial services regulation in the UK, establishing regulatory structure and requirements for financial activities
Consumer Rights Act 2015: Legislation protecting consumer rights and defining unfair terms in consumer contracts, including financial agreements
Unfair Contract Terms Act 1977: Legislation regulating unfair terms in contracts, particularly those limiting liability or creating unreasonable obligations
Fraud Act 2006: Criminal law framework addressing fraudulent activities, relevant for anti-fraud provisions in loan agreements
FCA P2P Lending Regulations: Specific regulatory requirements from the Financial Conduct Authority governing peer-to-peer lending platforms and activities
Payment Services Regulations 2017: Regulations governing payment services, including transfer of funds and payment processing in P2P lending
Consumer Protection from Unfair Trading Regulations 2008: Regulations protecting consumers from unfair commercial practices, including misleading financial promotions
PS19/14 Loan-based P2P Regulation: FCA policy statement specifically addressing loan-based P2P platforms, including risk management and disclosure requirements
UK GDPR: Post-Brexit data protection regulation governing the processing and protection of personal data in the UK
Data Protection Act 2018: UK's implementation of data protection requirements, complementing UK GDPR and governing personal data handling
Proceeds of Crime Act 2002: Legislation addressing money laundering and proceeds of crime, relevant for KYC and AML requirements in P2P lending
Money Laundering Regulations 2017: Specific regulations governing anti-money laundering requirements and procedures for financial services
