Financial Services and Markets Act 2000 (FSMA): Primary legislation governing financial services regulation, including licensing requirements for lenders, consumer protection provisions, and market regulation
Consumer Credit Act 1974 (CCA): Regulates consumer credit agreements, including mandatory disclosure requirements and consumer rights and protections
Law of Property Act 1925: Governs security interests in real property, including mortgage provisions and requirements for creating charges
Companies Act 2006: Regulates corporate aspects including registration of company charges, corporate borrowing powers, and filing requirements
Financial Conduct Authority (FCA) Regulations: Regulatory framework covering conduct of business rules, fair treatment of customers, and regulatory reporting requirements
Consumer Rights Act 2015: Legislation covering unfair contract terms, consumer protections, and transparency requirements in consumer contracts
Bills of Sale Acts 1878 and 1882: Historical legislation governing personal property security and related registration requirements
Enterprise Act 2002: Legislation governing enforcement of security and administrative receivership provisions
Data Protection Act 2018 and UK GDPR: Privacy and data protection legislation governing processing of personal data, privacy notices, and data security requirements
Money Laundering Regulations 2017: Anti-money laundering regulations covering customer due diligence, reporting obligations, and record keeping requirements
Small Business, Enterprise and Employment Act 2015: Legislation covering SME lending provisions and transparency requirements for business lending
Common Law Principles: Fundamental legal principles covering contract law, equity and trusts, property law, and banking law as developed through case law
