All Countries
Litigation
Debt Collection Letter

Debt Collection Letter Template for Switzerland

Create a bespoke document in minutes,  or upload and review your own.

4.6 / 5
4.8 / 5

Let's create your Debt Collection Letter

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Get your first 2 documents free

Your data doesn't train Genie's AI

You keep IP ownership of your information

Key Requirements PROMPT example:

Debt Collection Letter

"I need a Debt Collection Letter in Swiss German for collecting CHF 45,000 from a defaulting business client in Zurich, with payment due by March 15, 2025, including a 5% default interest rate and reference to our original service contract dated January 10, 2025."

Celebrated by
Collaborations with
Investors
Document background
The Debt Collection Letter is a crucial document in the Swiss debt recovery process, governed by the Federal Act on Debt Enforcement and Bankruptcy (DEBA) and related regulations. It is typically used when informal payment reminders have been unsuccessful and the creditor wishes to initiate formal collection proceedings. The document must contain specific elements required by Swiss law, including precise identification of the parties, exact debt amount, payment terms, and consequences of non-payment. This letter often precedes the formal debt enforcement proceedings through the Swiss Debt Collection Office (Betreibungsamt) and may be used as evidence in legal proceedings. The format and content must comply with Swiss legal requirements to ensure its validity and effectiveness in the debt collection process.
Suggested Sections

1. Sender Details: Full legal name, address, and contact information of the creditor or collecting agency

2. Recipient Details: Full legal name and address of the debtor

3. Date and Reference Number: Current date and unique reference number for the debt collection case

4. Subject Line: Clear indication that this is a debt collection notice (e.g., 'Final Notice for Payment of Outstanding Debt')

5. Debt Details: Precise amount owed, original due date, and basis for the debt (e.g., unpaid invoice number)

6. Payment Instructions: Clear payment deadline, accepted payment methods, and bank account details

7. Legal Notice: Statement about legal consequences if payment is not received by the deadline

8. Signature Block: Signature of authorized representative, including name and title

Optional Sections

1. Interest Calculation: Include when charging default interest, showing calculation method and period

2. Payment History: Include when there have been partial payments or previous collection attempts

3. Settlement Offer: Include when offering a settlement amount or payment plan option

4. Prior Communications: Reference to previous reminders or communications when this is not the first notice

5. Power of Attorney: Include when the letter is sent by a representative acting on behalf of the creditor

Suggested Schedules

1. Original Invoice: Copy of the original invoice or contract establishing the debt

2. Statement of Account: Detailed breakdown of the debt, including any interest and fees

3. Payment Slip: Swiss payment slip (QR-bill) for facilitating payment

4. Prior Correspondence: Copies of previous payment demands or relevant correspondence

5. Supporting Documentation: Any additional documents proving the validity of the debt

Authors

Alex Denne

Head of Growth (Open Source Law) @ Genie AI | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Linkedin in social icon imageX social icon image
alex.den.21@genieai.co
Relevant Industries

Financial Services

Banking

Insurance

Retail

Manufacturing

Professional Services

Healthcare

Real Estate

Construction

Telecommunications

Utilities

Education

Wholesale Trade

Transportation and Logistics

Relevant Teams

Legal

Finance

Accounts Receivable

Credit Control

Treasury

Compliance

Risk Management

Collections

Corporate Affairs

Operations

Relevant Roles

Credit Controller

Accounts Receivable Manager

Collections Specialist

Financial Manager

Legal Counsel

Debt Recovery Officer

Treasury Manager

Credit Risk Manager

Finance Director

Accounts Manager

Corporate Lawyer

Compliance Officer

Chief Financial Officer

Legal Collections Specialist

Industries
Federal Act on Debt Enforcement and Bankruptcy (DEBA): The main legislation governing debt collection procedures in Switzerland, outlining the formal process, requirements, and timeframes for debt collection
Swiss Code of Obligations (OR): Regulates contractual relationships and obligations between parties, including provisions about payment terms, interest rates, and default consequences
Swiss Civil Procedure Code (CPC): Contains procedural rules relevant to debt collection, including jurisdiction and formal requirements for legal notices
Federal Act on Data Protection (FADP): Governs the handling of personal data in debt collection communications and ensures compliance with privacy regulations
Federal Act on Currency and Payment Instruments: Regulates payment methods and currency-related aspects of debt collection in Switzerland
Debt Enforcement and Bankruptcy Ordinance: Provides detailed regulations and implementation guidelines for debt collection procedures
Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

Debt Collection Warning Letter

A formal notice under Swiss law demanding payment of outstanding debt, serving as a prerequisite to debt enforcement proceedings.

find out more

Collection Agency Demand Letter

A Swiss-law compliant demand letter from a collection agency to a debtor, formally requesting payment of outstanding debt under Swiss debt collection regulations.

find out more

Payment Collection Letter

A formal payment demand letter compliant with Swiss law, used to request payment of outstanding debts and initiate the debt collection process.

find out more

Past Due Invoice Collection Letter

A formal payment collection letter compliant with Swiss law, serving as final notice before legal proceedings.

find out more

Debt Collection Letter

A formal payment demand letter governed by Swiss debt collection laws, serving as an official notice to debtors for outstanding payment collection.

find out more

Debt Collection Validation Letter

A formal request under Swiss law requiring creditors to validate and provide documentation for a claimed debt, complying with DEBA requirements.

find out more

Debt Collection Letter Of Demand

A formal payment demand letter compliant with Swiss law, serving as the final notice before legal debt collection proceedings.

find out more

Download our whitepaper on the future of AI in Legal

By providing your email address you are consenting to our Privacy Notice.
Thank you for downloading our whitepaper. This should arrive in your inbox shortly. In the meantime, why not jump straight to a section that interests you here: https://www.genieai.co/our-research
Oops! Something went wrong while submitting the form.

Genie’s Security Promise

Genie is the safest place to draft. Here’s how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; Genie’s AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

Our bank-grade security infrastructure undergoes regular external audits

We are ISO27001 certified, so your data is secure

Organizational security

You retain IP ownership of your documents

You have full control over your data and who gets to see it

Innovation in privacy:

Genie partnered with the Computational Privacy Department at Imperial College London

Together, we ran a £1 million research project on privacy and anonymity in legal contracts

Want to know more?

Visit our Trust Centre for more details and real-time security updates.

Read our Privacy Policy.