Secured Loan Note Template for Australia

1. Security Trustee: Required when there are multiple lenders and a security trustee structure is used

2. Guarantees: Include when third-party guarantees are part of the security package

3. Priority Arrangements: Required when there are multiple secured parties or subordination requirements

4. Special Repayment Provisions: For complicated repayment structures or early repayment mechanisms

5. Financial Covenants: Include for corporate borrowers where financial ratios need to be maintained

6. Tax Provisions: Detailed tax clauses when specific tax treatments or gross-up provisions apply

7. Transfer and Assignment: Detailed provisions when the note is intended to be transferable

1. Loan Terms Schedule: Details of loan amount, interest rate, and payment dates

2. Secured Property Schedule: Detailed description of all assets subject to security

3. Repayment Schedule: Detailed amortization table or repayment structure

4. Form of Drawdown Notice: Template for requesting loan disbursements

5. Security Documents: Forms of any additional security documents required

6. Conditions Precedent: List of documents and conditions required before drawdown

7. Permitted Security Interests: List of security interests allowed to exist over secured assets

8. Notice Details: Contact information for all parties for formal notices