Loan Agreement To Company Template for Australia

1. Security: Required if the loan is secured - details the assets provided as security and enforcement rights

2. Guarantee: Required if there are third-party guarantors for the loan

3. Financial Covenants: Include for larger loans or where specific financial metrics need to be maintained

4. Interest Rate Switch: Include if the agreement allows for changing between fixed and variable rates

5. Multiple Drawdown Provisions: Required if the loan can be drawn down in multiple tranches

6. Syndication Provisions: Include if multiple lenders are involved or if the loan may be syndicated

7. Cross-Default: Include if default under other agreements should trigger default under this loan

8. Review Events: Include if specific events should trigger a review of the loan terms

9. Market Disruption: Include for variable rate loans to address market disruption scenarios

1. Repayment Schedule: Detailed schedule of repayment dates and amounts

2. Conditions Precedent: List of documents and conditions required before drawdown

3. Security Details: Detailed description of security assets and registration requirements

4. Fee Schedule: Breakdown of all applicable fees and charges

5. Drawdown Notice Form: Template form for requesting loan drawdowns

6. Compliance Certificate: Template for periodic compliance reporting

7. Financial Covenant Calculations: Formulas and methods for calculating financial covenants

8. Permitted Security Interests: List of security interests allowed under the agreement