Subrogation Form Template for United Arab Emirates

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Key Requirements PROMPT example:

Subrogation Form

"I need a Subrogation Form for a UAE construction project insurance claim where our company paid out AED 2.5 million for equipment damage caused by a third-party contractor in March 2025, and we need to pursue recovery through UAE courts."

Document background
The Subrogation Form is a critical document in UAE insurance practice, used when an insurance company has paid a claim to its insured and seeks to recover the paid amount from a responsible third party. This document is essential in the UAE insurance landscape, where subrogation rights must be explicitly documented in compliance with UAE Federal Law No. 5 of 1985 (Civil Code) and UAE Insurance Law. The form serves as evidence of the transfer of rights and is particularly important in UAE courts, where clear documentation of such transfers is required. The document typically includes comprehensive details about the claim, parties involved, and the specific rights being transferred, and may need to be provided in both English and Arabic to ensure local enforceability.
Suggested Sections

1. Parties: Identification of the Insurance Company (Subrogee), the Insured Party (Subrogor), and details of the Policy Number

2. Background: Brief description of the incident/loss, date of occurrence, and circumstances leading to the insurance claim

3. Definitions: Key terms used in the form including 'Claim', 'Loss', 'Recovery Rights', and 'Third Party'

4. Claim Details: Specific details of the claim including amount paid by insurer, date of payment, and nature of loss

5. Transfer of Rights: Express declaration of transfer of rights from the insured to the insurer, including the right to pursue recovery against third parties

6. Insured's Obligations: Statement of insured's duties to cooperate in recovery efforts and maintain confidentiality

7. Execution: Date and signature blocks for all parties, with provision for witness attestation as required under UAE law

Optional Sections

1. Third Party Details: To be included when the responsible third party is known at the time of signing the subrogation form

2. Multiple Claims Declaration: Required when the subrogation relates to multiple claims or incidents under the same policy

3. Arabic Translation: Parallel Arabic text to be included when the insured party is Arabic-speaking or when the form may need to be submitted to UAE courts

4. Power of Attorney: Optional section granting specific powers to the insurer to act on behalf of the insured in recovery proceedings

Suggested Schedules

1. Schedule 1 - Claim Documentation: Copies of relevant claim documents, including proof of payment by insurer

2. Schedule 2 - Incident Report: Detailed report of the incident/loss including photographs, police reports, or other relevant documentation

3. Schedule 3 - Payment Details: Breakdown of claim settlement amounts and payment confirmation

4. Appendix A - Supporting Documents: List of all supporting documents provided by the insured relating to the claim and potential recovery

Authors

Alex Denne

Head of Growth (Open Source Law) @ Genie AI | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Relevant Industries

Insurance

Banking & Financial Services

Real Estate

Construction

Manufacturing

Healthcare

Transportation & Logistics

Retail

Hospitality

Energy & Utilities

Maritime & Shipping

Professional Services

Relevant Teams

Legal

Insurance Operations

Claims

Risk Management

Compliance

Recovery

Corporate Legal

Policy Administration

Insurance Products

Document Management

Relevant Roles

Insurance Claims Manager

Legal Counsel

Risk Manager

Compliance Officer

Claims Adjuster

Insurance Underwriter

Recovery Specialist

Insurance Operations Manager

Legal Operations Manager

Corporate Counsel

Insurance Broker

Claims Administrator

Policy Manager

Subrogation Officer

Recovery Manager

Industries
Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

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