Business Loan Agreement Template for United Arab Emirates

1. Islamic Finance Compliance: Required if the loan needs to comply with Shariah principles

2. Currency Provisions: Needed if the loan involves multiple currencies or foreign exchange considerations

3. Syndication Provisions: Required if multiple lenders are involved or if the loan may be syndicated

4. Tax Provisions: Detailed tax clauses needed if cross-border elements exist

5. Assignment and Transfer: Detailed provisions if either party may transfer their rights or obligations

6. Additional Guarantor Provisions: Required if third-party guarantors are involved

7. Step-In Rights: Needed for project finance or specific secured lending situations

8. Insurance Requirements: Detailed insurance obligations if specific insurance coverage is required

1. Conditions Precedent: List of documents and conditions required before drawdown

2. Repayment Schedule: Detailed amortization table or repayment dates

3. Form of Drawdown Notice: Template for borrower to request loan disbursement

4. Security Documents: Forms of security documents or guarantees

5. Fee Schedule: Detailed breakdown of all applicable fees

6. Form of Compliance Certificate: Template for periodic compliance reporting

7. Permitted Security Interests: List of pre-approved security interests

8. Financial Covenants: Detailed financial ratios and calculations