Home Loan Purchase Agreement Template for South Africa

1. Occupational Rent: Terms for rental payment if the purchaser takes occupation before transfer - used when early occupation is requested

2. Property Condition: Specific details about the property's condition and any defects - used for older properties or when specific issues need noting

3. Agent Commission: Details of estate agent's commission - included when a real estate agent is involved

4. Fixtures and Fittings: List of items included/excluded in the sale - used when specific items need clarification

5. Special Conditions: Any unique terms specific to the transaction - used when standard terms need modification

6. NHBRC Provisions: Specific provisions relating to new buildings - used for newly constructed properties

7. Rental Agreement: Terms for current tenants - used when property is sold with existing tenants

1. Schedule A - Property Details: Detailed property description including boundary details, improvements, and zoning information

2. Schedule B - Payment Schedule: Detailed breakdown of the payment terms, including deposit and installment calculations

3. Schedule C - Defects List: List of known defects in the property acknowledged by both parties

4. Schedule D - Fixtures and Fittings: Comprehensive list of items included in and excluded from the sale

5. Appendix 1 - Property Plans: Official plans and diagrams of the property

6. Appendix 2 - Compliance Certificates: Copies of required compliance certificates (electrical, gas, electric fence, etc.)

7. Appendix 3 - FICA Documents: Required FICA documentation for both parties