Financial Advisory Agreement Template for South Africa

1. Discretionary Management: Required when advisor has authority to make investment decisions on client's behalf

2. Foreign Investment Services: Include when advisory services cover offshore investments

3. Online Services: Required when providing digital platforms or online advisory services

4. Insurance Intermediary Services: Include when advisor provides insurance-related advisory services

5. Corporate Advisory Services: Required for corporate or institutional clients

6. Referral Arrangements: Include when there are third-party referral relationships

7. Group Structure Services: Required when advisory services extend to client's group companies

1. Schedule A - Fee Schedule: Detailed breakdown of all fees, charges, and commission structures

2. Schedule B - Specific Services: Detailed description of specific financial advisory services selected by the client

3. Schedule C - Investment Risk Profile: Client's risk assessment and investment profile documentation

4. Schedule D - FICA Requirements: List of required FICA documentation and compliance requirements

5. Appendix 1 - Advisor Qualifications: Details of advisor's qualifications, registrations, and regulatory licenses

6. Appendix 2 - Disclosure Document: Mandatory disclosures required under FAIS Act

7. Appendix 3 - Complaint Procedures: Internal complaint resolution system and procedures