Contract Law of Singapore: Common law principles governing contract formation, enforcement, and remedies in Singapore
Unfair Contract Terms Act (Cap. 396): Legislation regulating unfair terms in contracts and limiting the extent to which civil liability can be excluded through contract terms
Electronic Transactions Act (Cap. 88): Laws governing electronic communications and transactions, relevant for digital payment collection notices
Registration of Moneylenders Rules: Regulations governing licensed moneylenders and their debt collection practices
Moneylenders Act (Cap. 188): Primary legislation regulating moneylending business and related debt collection activities in Singapore
SPF Debt Collection Guidelines: Guidelines issued by Singapore Police Force outlining acceptable debt collection practices and behaviors
Banking Act (Cap. 19): Legislation governing banking institutions and their practices, including debt collection activities
Payment Services Act 2019: Regulatory framework for payment systems and payment service providers in Singapore
MAS Guidelines on Fair Debt Collection: Guidelines from Monetary Authority of Singapore specifying fair practices in debt collection
Limitation Act (Cap. 163): Sets statutory time limits for debt recovery actions, typically 6 years for contractual debts
Personal Data Protection Act 2012: Legislation governing the collection, use, and disclosure of personal data in debt collection processes
PDPA Guidelines on Debt Collection: Specific guidelines on handling personal data in debt collection activities
Consumer Protection (Fair Trading) Act: Legislation protecting consumers against unfair practices, including in debt collection
Consumer Protection (Trade Descriptions and Safety Requirements) Act: Laws ensuring fair trade descriptions and consumer safety in commercial transactions
Protection from Harassment Act: Legislation preventing harassment, including provisions specific to debt collection practices
