Housing and Development Act (Chapter 129): Primary legislation governing public housing and related mortgages in Singapore
Residential Property Act (Chapter 274): Regulates the purchase and ownership of residential properties by foreign persons and entities
Conveyancing and Law of Property Act (Chapter 61): Governs the transfer of property rights and interests, including mortgage transactions
Banking Act (Chapter 19): Regulates banking institutions and their mortgage lending activities
Moneylenders Act (Chapter 188): Controls and regulates moneylending activities, including mortgage financing
MAS Notice 632: Monetary Authority of Singapore guidelines on residential property loans and lending practices
MAS Notice 645: Guidelines on Total Debt Servicing Ratio (TDSR) framework for property loans
MAS Notice 115: Specific requirements for financial institutions regarding residential property loans
Land Titles Act: Governs the registration of land titles and mortgages in Singapore
Stamp Duties Act: Regulates stamp duties including ABSD and SSD for property transactions
Personal Data Protection Act 2012: Governs the collection, use, and disclosure of personal data in mortgage transactions
Anti-Money Laundering Regulations: Requirements for preventing money laundering in property and mortgage transactions
Total Debt Servicing Ratio Framework: Limits on borrower's monthly debt obligations relative to income
Mortgage Servicing Ratio Requirements: Specific limits on mortgage payments relative to borrower's monthly income
Consumer Protection (Fair Trading) Act: Protects consumers against unfair practices in mortgage transactions
Unfair Contract Terms Act: Regulates unfair terms in contracts, including mortgage agreements
