Money Lending Contract Template for Pakistan

1. Islamic Banking Compliance: Required when the loan needs to be Shariah-compliant, including specific provisions for Islamic modes of financing

2. Guarantor Provisions: Required when a third-party guarantor is involved in securing the loan

3. Insurance Requirements: Required when specific insurance coverage is mandatory for the loan or collateral

4. Assignment and Transfer: Include when either party may need to transfer their rights or obligations

5. Force Majeure: Include when specific provisions for unforeseen circumstances affecting loan repayment are needed

6. Cross-Default: Include when the loan is part of multiple financing arrangements

7. Security Trustee: Required when multiple lenders are involved and a security trustee is appointed

8. Currency Provisions: Required for loans involving foreign currency or multiple currency options

1. Schedule 1 - Repayment Schedule: Detailed amortization schedule showing principal and interest payments

2. Schedule 2 - Security Details: Detailed description and documentation of collateral or security

3. Schedule 3 - Conditions Precedent: List of conditions to be satisfied before loan disbursement

4. Schedule 4 - Fee Schedule: Details of all applicable fees, charges, and processing costs

5. Schedule 5 - Form of Drawdown Notice: Standard format for requesting loan disbursement

6. Schedule 6 - Disbursement Schedule: If loan is to be disbursed in tranches, schedule of planned disbursements

7. Appendix A - Required Documents: List of documents required from the Borrower

8. Appendix B - Compliance Certificates: Standard forms for periodic compliance certification