Mortgage Receipt Template for Netherlands

The Mortgage Receipt (hypotheekakte) is a fundamental document in Dutch property law and mortgage lending. It is required whenever a mortgage is registered on a property in the Netherlands and serves as official proof of the mortgage's existence and terms. The document is created after a mortgage agreement is finalized and must be executed by a notary public before being registered with the Land Registry (Kadaster). The Mortgage Receipt includes crucial information such as property details, borrower and lender information, mortgage amount, and registration confirmation. It plays a vital role in protecting both lenders' and borrowers' interests and is often required for various purposes, including refinancing, property sales, or legal proceedings. Under Dutch law, this document must comply with specific formal requirements and is typically prepared in Dutch, though translations may be provided for international parties.

1. Document Information: Date, reference number, and type of document

2. Notary Details: Information about the notary office and notary public executing the document

3. Property Details: Complete legal description of the mortgaged property, including cadastral details and address

4. Mortgagor Information: Full legal details of the borrower(s), including name, address, and identification

5. Mortgagee Information: Complete details of the lending institution

6. Mortgage Details: Principal amount, interest rate, and type of mortgage

7. Registration Confirmation: Confirmation of registration in the Land Registry (Kadaster)

8. Date and Execution: Date of registration and execution, notary signature