Document background
The House Memorandum of Sale (koopakte) is a fundamental document in Dutch residential property transactions, typically used after initial verbal agreement on the purchase price and main conditions. This document is required under Dutch law before proceeding with the final transfer of property ownership. It includes crucial details such as party information, property specifications, purchase price, transfer date, and special conditions. The document must comply with Dutch Civil Code requirements and includes mandatory provisions such as the three-day cooling-off period for buyers. It serves as the basis for the notary to prepare the final transfer deed and is essential for mortgage applications. While standard templates exist (such as the NVM model), each House Memorandum of Sale can be customized to address specific circumstances of the transaction while maintaining compliance with Dutch legal requirements.
