Debt Settlement Contract Template for Netherlands

1. Third-Party Guarantor: Include when a third party provides a guarantee for the debt settlement

2. Asset Security: Required when specific assets are provided as security for the settlement

3. Credit Rating Provisions: Agreements regarding credit bureau reporting and rehabilitation

4. Debt Counseling Requirements: When mandatory debt counseling is part of the settlement terms

5. Emergency Provisions: Procedures for handling temporary payment difficulties

6. Multiple Creditor Coordination: Required when settlement involves multiple creditors

7. Business Income Provisions: Special terms for debtors with business income

8. Social Benefits Coordination: Required when debtor receives social benefits affecting payment capacity

1. Schedule A - Debt Specification: Detailed breakdown of all debt components, including principal, interest, and fees

2. Schedule B - Payment Schedule: Detailed monthly payment schedule with dates and amounts

3. Schedule C - Income and Expense Overview: Current financial situation of the debtor

4. Schedule D - Asset Declaration: List of debtor's significant assets and their values

5. Appendix 1 - Supporting Documents: Copies of relevant debt documentation and correspondence

6. Appendix 2 - Financial Statements: Recent bank statements and income documentation

7. Appendix 3 - Creditor Authorizations: Required authorizations from creditors if multiple parties involved

8. Appendix 4 - WSNP Compliance Declaration: Declaration of compliance with Dutch debt restructuring laws