Hard Money Loan Contract Template for Malaysia

1. Guarantees: Required when there is a third-party guarantor for the loan

2. Insurance Requirements: Include when specific insurance coverage is required for the collateral

3. Cross-Default Provisions: Include when the borrower has other significant loans or financial obligations

4. Assignment and Transfer: Include if either party may need to transfer their rights or obligations

5. Additional Security Arrangements: Required when multiple assets or complex security structures are involved

6. Property Management: Include when the collateral is income-producing property requiring specific management provisions

7. Environmental Matters: Required when the collateral includes real estate with potential environmental risks

8. Currency Provisions: Include for loans involving foreign currency considerations

1. Schedule 1 - Loan Details: Detailed breakdown of loan amount, interest calculations, and payment schedule

2. Schedule 2 - Property Details: Detailed description and documentation of the collateral property

3. Schedule 3 - Conditions Precedent: List of all documents and conditions required before loan disbursement

4. Schedule 4 - Forms of Notice: Standard forms for various notices required under the agreement

5. Schedule 5 - Security Documents: List and copies of all security documents

6. Appendix A - Payment Schedule: Amortization table or payment schedule

7. Appendix B - Property Valuation: Independent valuation report of the collateral

8. Appendix C - Insurance Requirements: Detailed insurance specifications for the collateral