Mortgage Without Possession Deed Template for India

1. Insurance: Required when the mortgagee requires specific insurance coverage for the mortgaged property

2. Third Party Rights: Included when there are existing tenants or other parties with rights over the property

3. Property Maintenance Standards: Detailed when specific maintenance requirements are imposed by the mortgagee

4. Pre-payment Terms: Required when early repayment options are allowed with specific conditions

5. Assignment and Transfer: Needed when rights to assign or transfer the mortgage are specifically negotiated

6. Force Majeure: Included when specific provisions for unforeseen circumstances affecting the property are required

7. Costs and Expenses: Detailed allocation of various costs when not covered in main sections

1. Schedule A - Property Description: Detailed description of the mortgaged property including boundaries, measurements, and title details

2. Schedule B - Payment Schedule: Detailed repayment schedule with dates, installment amounts, and interest calculations

3. Schedule C - Title Documents: List of title documents and their details establishing ownership

4. Schedule D - Existing Encumbrances: Details of any existing charges or encumbrances on the property

5. Appendix 1 - Property Documents: Copies of essential property documents including title deeds and tax receipts

6. Appendix 2 - NOCs and Permissions: Copies of necessary No Objection Certificates and regulatory permissions