Create a bespoke document in minutes, or upload and review your own.
Get your first 2 documents free
Your data doesn't train Genie's AI
You keep IP ownership of your information
Consortium Loan Agreement
"I need a Consortium Loan Agreement for a 500 crore rupee infrastructure project in Mumbai, with five international banks and three Indian banks as consortium members, where the facility needs to include both rupee and USD tranches, to be completed by March 2025."
1. Parties: Identification of all consortium members (lenders), facility agent, security trustee, and borrower(s)
2. Background: Recitals explaining the purpose of the loan, consortium structure, and basic transaction framework
3. Definitions and Interpretation: Comprehensive definitions of terms used in the agreement and interpretation rules
4. The Facility: Details of the loan facility, including amount, purpose, and participation of each lender
5. Conditions Precedent: Conditions that must be satisfied before drawdown
6. Drawdown and Utilization: Procedures and requirements for loan disbursement
7. Interest and Fees: Interest calculation, payment terms, and applicable fees
8. Repayment and Prepayment: Loan repayment schedule and prepayment provisions
9. Security: Overview of security package and security creation requirements
10. Representations and Warranties: Borrower's representations and warranties
11. Covenants: Positive and negative covenants of the borrower
12. Events of Default: Circumstances constituting default and consequences
13. Role of Facility Agent: Appointment, powers, and duties of the facility agent
14. Decision Making Among Lenders: Voting rights and majority requirements for lender decisions
15. Payment Mechanics: Procedures for making and receiving payments
16. Sharing Among Lenders: Provisions for sharing payments and recoveries among lenders
17. Changes to Parties: Transfer and assignment provisions
18. Administration: Administrative provisions including notices and calculations
19. Governing Law and Jurisdiction: Choice of law and jurisdiction provisions
1. Currency Provisions: Required when facility involves multiple currencies or foreign lenders
2. Increased Costs and Tax Provisions: Detailed provisions needed when foreign lenders are involved or specific tax structures apply
3. Green Loan Provisions: Required for environmentally sustainable projects or green financing
4. Market Disruption: Provisions dealing with market disruption events, particularly relevant for LIBOR/SOFR based facilities
5. Regulatory Compliance: Specific provisions required for regulated borrowers or specific industry requirements
6. Inter-Creditor Provisions: Detailed provisions needed when there are multiple classes of debt or subordination requirements
7. Security Trustee Provisions: Required when security is held through a security trustee structure
1. Lender Commitments: Details of each lender's commitment amount and proportion
2. Conditions Precedent Documents: List of required documents and conditions to be satisfied
3. Form of Drawdown Request: Standard form for requesting loan disbursement
4. Repayment Schedule: Detailed amortization schedule
5. Security Documents: List and copies of all security documents
6. Form of Transfer Certificate: Standard form for transfer of loan participations
7. Form of Compliance Certificate: Template for periodic compliance reporting
8. Financial Covenants Calculations: Detailed methodology for financial covenant calculations
9. Interest Rate and Fee Calculations: Detailed methodology for calculating interest and fees
10. Contact Details: Contact information for all parties and authorized signatories
11. Form of Reports: Templates for various required reports
12. Security Property Details: Detailed description of secured assets and properties
Authors
Additional Lender
Affiliate
Applicable Law
Applicable Margin
Availability Period
Banking Day
Base Rate
Borrower
Break Costs
Business Day
Charged Assets
Closing Date
Commitment
Compliance Certificate
Conditions Precedent
Consortium
Consortium Documents
Consortium Members
Control
Default
Default Interest
Disposal
Disruption Event
Distribution
Drawdown Date
Drawdown Notice
Drawdown Period
Event of Default
Existing Security
Facility
Facility Agent
Facility Office
Fee Letter
Finance Documents
Finance Parties
Financial Indebtedness
Financial Statements
Financial Year
Group
Guarantee
Guarantor
Holding Company
Increased Costs
Interest Payment Date
Interest Period
Lead Bank
Legal Reservations
Lenders
Loan
Majority Lenders
Material Adverse Effect
Negative Pledge
Original Financial Statements
Participating Interest
Party
Permitted Disposal
Permitted Security
Potential Event of Default
Project
Project Documents
Quarter Date
Quotation Day
RBI
Reference Banks
Relevant Market
Repayment Date
Repayment Installment
Repeating Representations
Security
Security Documents
Security Provider
Security Trustee
Subsidiary
Tax
Total Commitments
Transfer Certificate
Transfer Date
Unpaid Sum
Utilisation
Utilisation Date
Utilisation Request
Facility Terms
Purpose
Conditions Precedent
Drawdown
Repayment
Prepayment
Interest
Interest Periods
Fees
Tax Gross Up
Increased Costs
Representations and Warranties
Information Covenants
Financial Covenants
General Covenants
Events of Default
Security
Guarantee
Payment Mechanics
Set-off
Consortium Arrangements
Sharing Among Lenders
Agency Provisions
Security Trustee Provisions
Change of Parties
Assignments and Transfers
Confidentiality
Notices
Calculations
Amendments and Waivers
Severability
Counterparts
Third Party Rights
Governing Law
Dispute Resolution
Jurisdiction
Service of Process
Waiver of Immunity
Force Majeure
Indemnities
Currency Indemnity
Costs and Expenses
Entire Agreement
Banking and Financial Services
Infrastructure
Real Estate
Manufacturing
Power and Energy
Telecommunications
Healthcare
Education
Mining
Oil and Gas
Steel
Cement
Textiles
Pharmaceuticals
Information Technology
Aviation
Legal
Finance
Treasury
Risk Management
Compliance
Corporate Banking
Credit
Project Finance
Syndications
Documentation
Operations
Corporate Secretarial
Chief Financial Officer
Legal Counsel
Finance Director
Treasury Manager
Risk Manager
Compliance Officer
Company Secretary
Credit Manager
Relationship Manager
Project Finance Manager
Corporate Banking Head
Syndication Manager
Security Trustee Officer
Facility Agent Manager
Documentation Specialist
Due Diligence Officer
Find the exact document you need
Mortgage Servicing Agreement
An agreement governing mortgage servicing operations in India, establishing the relationship between lenders and servicers under Indian banking laws.
Letter For Lending Money To Someone
An Indian law-compliant letter document that formalizes a money lending arrangement between parties, detailing loan terms and conditions.
Lending Money Letter
A formal Indian law-compliant document establishing loan terms between parties, including amount, interest, and repayment conditions.
Lending Form
An Indian law-compliant lending form that documents loan agreements between lenders and borrowers, incorporating key regulatory requirements and transaction terms.
Hardware Loan Agreement
An Indian law-governed agreement establishing terms for temporary hardware loans between parties, including usage conditions, maintenance requirements, and return specifications.
Borrow Agreement Form
An Indian law-governed agreement establishing terms and conditions for borrowing arrangements, including loan amount, interest rates, and repayment terms.
Business Loan Broker Agreement
An Indian law-governed agreement establishing terms for loan broking services between a financial intermediary and a business client, including service scope and regulatory compliance requirements.
Borrowing Money Letter
A formal letter document governed by Indian law that establishes loan terms between borrower and lender, serving as a legally binding record of the borrowing arrangement.
Unsecured Personal Loan Agreement
An Indian law-governed agreement for unsecured personal loans, establishing loan terms and parties' obligations without requiring collateral.
Two Wheeler Loan Agreement
An Indian law-governed agreement establishing terms and conditions for two-wheeler vehicle financing, including loan details, security arrangements, and party obligations.
Term Loan Facility Agreement
An Indian law-governed agreement setting out terms and conditions for a term loan facility, including loan amount, interest, repayment, and security arrangements.
Syndicated Facility Agreement
An Indian law-governed agreement establishing terms for a loan provided by multiple lenders (syndicate) to a borrower, detailing facility terms and regulatory compliance requirements.
Simple Mortgage Deed Draft
An Indian legal document creating a charge on immovable property as security for a loan, governed by the Transfer of Property Act, 1882.
Simple Mortgage Agreement
An Indian legal document creating a security interest in real property as loan collateral, governed by the Transfer of Property Act, 1882.
Simple Loan Agreement Form
An Indian law-governed agreement establishing terms and conditions between lender and borrower for a basic loan transaction.
Self Help Group Loan Agreement Form
An Indian jurisdiction agreement establishing loan terms between a financial institution and a Self Help Group, incorporating group liability and microfinance regulations.
Private Loan Agreement For (Real Estate)
An Indian law-governed agreement establishing terms and conditions for private lending secured against real estate property, including loan terms, security arrangements, and enforcement mechanisms.
Peer To Peer Lending Agreement
An RBI-compliant agreement governing peer-to-peer lending transactions in India, establishing terms between lender and borrower through a regulated P2P platform.
Personal Loan Letter
An Indian-law governed letter documenting personal loan terms between parties, including loan amount, interest, repayment schedule, and obligations.
Personal Loan Contract Form
An Indian law-governed contract template establishing terms and conditions for personal loans between financial institutions and individual borrowers.
Personal Loan Agreement Document
An Indian law-governed agreement documenting terms and conditions of a personal loan between lender and borrower, including loan amount, interest, repayment terms, and legal obligations.
Personal Loan Agreement Contract
An Indian law-governed agreement establishing terms and conditions for a personal loan between a lender and borrower, including loan amount, interest, and repayment terms.
Personal Line Of Credit Agreement
An Indian law-governed agreement establishing a personal line of credit facility between a financial institution and an individual borrower, setting out terms for revolving credit access.
Small Loan Contract
An Indian law-governed agreement establishing terms and conditions for a small-scale loan between lender and borrower, including loan amount, interest rates, and repayment terms.
Small Loan Agreement
An Indian law-compliant agreement for documenting small-scale lending arrangements, specifying loan terms, repayment conditions, and security provisions.
Pro Forma Loan Agreement
A standard-form loan agreement template compliant with Indian law and banking regulations, establishing terms for lending transactions.
Loan Car Form
An Indian-compliant legal document establishing terms and conditions for temporary vehicle loans between parties, adhering to Indian motor vehicle and contract laws.
Mortgage Subordination Agreement
An Indian law-governed agreement that establishes priority between multiple mortgages on a property, where one mortgage holder agrees to subordinate their security interest to another.
Family Member Promissory Note
An Indian-law governed promissory note formalizing loan agreements between family members, establishing legally binding terms while preserving familial relationships.
Vendor Finance Loan Agreement
An Indian law-governed agreement establishing terms for vendor financing, including loan details, security arrangements, and party obligations.
Employee Computer Loan Agreement
An Indian law-governed agreement establishing terms for employer-provided computer equipment loans to employees, including repayment and usage conditions.
Acknowledgement Of Debt Agreement
An Indian law-governed agreement formally recognizing a debt obligation between parties, including repayment terms and interest calculations.
Balloon Loan Agreement
An Indian law-governed loan agreement featuring smaller periodic payments with a large final balloon payment, structured under Indian banking and contract laws.
Loan Agreement Between Companies
An Indian law-governed agreement establishing terms and conditions for an inter-company loan, including loan amount, interest, repayment terms, and parties' obligations.
Inter Lender Agreement
An Indian law-governed agreement establishing rights and relationships between multiple lenders in a financing arrangement, compliant with Indian banking regulations.
Overagreement
An Indian law-governed master agreement establishing framework terms for ongoing business relationships and future specific transactions.
Litigation Financing Agreement
An Indian law-governed agreement establishing terms for third-party funding of legal proceedings, including funding commitments, returns, and control mechanisms.
Credit Terms Agreement
An India-governed agreement establishing credit facility terms between lender and borrower, compliant with Indian banking regulations and enforcement mechanisms.
Subordinated Loan Agreement
An Indian law-governed agreement establishing a subordinated loan facility where the lender's claims are contractually subordinate to senior debt obligations.
Promise Note
A legally binding financial instrument under Indian law containing an unconditional written promise to pay a specified sum of money to a designated person.
Work Loan Agreement
An Indian law-governed agreement combining employment terms with loan provisions, establishing both work requirements and loan repayment terms between employer and employee.
Letter To Borrow Money From Friend
A formal letter document under Indian law that establishes terms and conditions for borrowing money from a friend, maintaining legal validity while preserving the personal nature of the transaction.
Peer To Peer Lending Contract
An Indian law-governed agreement facilitating peer-to-peer lending transactions, compliant with RBI regulations and the Indian Contract Act.
Interest Loan Agreement
An Indian law-governed agreement establishing terms for a loan with interest, including loan amount, interest rates, repayment schedule, and enforcement provisions.
Loan Repayment Letter
An Indian law-compliant formal document that outlines and confirms loan repayment terms and schedule between a borrower and lender.
Contract For Land Purchase
An Indian law-governed agreement for the transfer of land ownership from seller to purchaser, incorporating all statutory requirements and local regulations.
Promise To Pay Loan Agreement
An Indian law-governed agreement documenting a borrower's formal promise to repay a loan with specified terms and conditions.
Loan Novation Agreement
An Indian law-governed agreement that transfers loan rights and obligations from one lender to another while maintaining the original loan terms.
Subordination Of Debt Agreement
An Indian law-governed agreement establishing the priority ranking between different creditors and regulating the subordination of certain debt obligations to others.
Loan Facilitation Agreement
An Indian law-governed agreement establishing terms for loan facilitation services between facilitators and financial institutions, compliant with RBI regulations.
Loan Participation Agreement
An agreement under Indian law governing the sale of participation interests in loans between financial institutions, establishing rights, obligations, and risk-sharing arrangements.
Unsecured Directors Loan Agreement
An Indian law-governed agreement establishing terms for an unsecured loan from a company to its director, compliant with Companies Act 2013.
Simple Loan Application Form
An Indian-law compliant loan application form for capturing applicant details and loan requirements, adhering to RBI guidelines and banking regulations.
Personal Loan Receipt
An Indian-law compliant document acknowledging the receipt of a personal loan, detailing loan terms and parties involved.
Payday Loan Contract
An Indian law-governed agreement for short-term, salary-based loans, incorporating RBI guidelines and consumer protection requirements.
Loan Agreement With Guarantor
An Indian law-governed agreement establishing loan terms between lender and borrower, backed by a guarantor's commitment to secure the loan repayment.
Investment Loan Contract
An Indian law-governed agreement establishing terms for investment financing, including loan details, security arrangements, and party obligations under Indian banking and contract regulations.
Facility Agreement
An Indian law-governed agreement setting out terms and conditions for lending facilities, including amount, interest, repayment, and security arrangements.
Employee Cash Advance Agreement
An Indian law-compliant agreement governing employer-provided cash advances to employees, including terms for provision and repayment.
Borrowing Form
An Indian law-governed document that establishes and formalizes lending arrangements between parties, detailing loan terms, conditions, and obligations.
Device Loan Agreement
An Indian law-governed agreement establishing terms for temporary device loans between parties, including usage conditions, maintenance requirements, and return terms.
Loan Forgiveness Agreement
An Indian law-governed agreement that formally documents the cancellation of a loan obligation between lender and borrower, including terms, conditions, and mutual releases.
Loan And Mortgage Agreement
An Indian law-governed agreement establishing loan terms and creating a mortgage security over property, detailing financial obligations and enforcement rights.
Loan Agreement Between Director And Company
An Indian law-compliant loan agreement between a company director (as lender) and their company (as borrower), including regulatory compliance and transaction terms.
Line Of Credit Contract
An Indian law-governed agreement establishing a flexible credit facility between a lender and borrower, with specified drawdown and repayment terms.
International Loan Agreement
An Indian law-governed agreement establishing terms for cross-border lending between international lenders and Indian borrowers, including loan terms, security, and regulatory compliance requirements.
Inter Corporate Deposit Agreement
An Indian law-governed agreement facilitating lending between corporate entities, detailing deposit terms, conditions, and regulatory compliance requirements.
Fixed Sum Loan Agreement
An Indian law-governed agreement detailing terms and conditions for a fixed sum loan between lender and borrower, including repayment schedule and security arrangements.
Undertaking Loan Agreement
An Indian law-governed agreement establishing loan terms and borrower undertakings, detailing financial obligations and security arrangements.
Tripartite Agreement For Home Loan
An Indian law-governed agreement between borrower, lender, and builder/seller establishing terms and obligations in a home loan transaction.
Securities Lending Agreement
An Indian law-governed agreement establishing terms and conditions for institutional securities lending transactions, compliant with SEBI and RBI regulations.
Rent Agreement For Personal Loan
An Indian law-governed agreement establishing terms for a personal loan secured by or repaid through rental payments or income.
Promissory Note With Personal Guarantee
An Indian law-governed financial instrument combining a promise to pay with a personal guarantee, providing enhanced security for lenders through dual commitment from borrower and guarantor.
Mortgage Sales Contract
An Indian law-governed agreement combining property sale and mortgage arrangements, detailing property transfer and loan security terms.
Mortgage Agreement
An Indian law-governed agreement creating a security interest in property as collateral for a loan, detailing terms between lender and borrower.
Loan Surety Agreement
An Indian law-governed agreement where a guarantor commits to taking responsibility for a borrower's loan obligations to a lender in case of default.
Loan Reinstatement Agreement
An Indian law-governed agreement that reinstates a defaulted loan and establishes revised terms between lender and borrower.
Loan Note Agreement
An Indian law-governed agreement establishing terms and conditions for loan notes, including lending amount, interest rates, and repayment terms.
Loan Memorandum Of Agreement
An Indian law-governed agreement documenting loan terms, conditions, and security arrangements between lender and borrower, compliant with Indian banking regulations and RBI guidelines.
Loan Indemnity Agreement
An Indian law-governed agreement establishing indemnity obligations to protect lenders against specified losses or liabilities in loan arrangements.
Loan Conversion Agreement
An Indian law-governed agreement that documents the conversion of a loan into equity shares, specifying conversion terms and ensuring regulatory compliance.
Loan Commitment Agreement
An Indian law-governed agreement establishing a lender's commitment to provide a loan facility under specified terms and conditions, subject to Indian banking regulations and RBI guidelines.
Loan Agreement Between Spouses
An Indian law-governed loan agreement between married spouses, establishing terms for inter-spousal lending with tax and legal compliance provisions.
Letter Of Borrowing Money From Company
An Indian law-governed formal letter documenting the terms and conditions for borrowing money from a company, typically used in employer-employee lending arrangements.
Finance Agreement
An Indian law-governed agreement establishing terms and conditions for financial facilities between lender and borrower, including loan terms, security, and regulatory compliance requirements.
Formal Letter For Borrowing Money
A formal letter under Indian law requesting a loan and establishing basic borrowing terms between parties, serving as an official record of the borrower's intent and commitment to repay.
Forbearance Agreement Commercial Loan
An Indian law-governed agreement where a lender temporarily refrains from enforcing their rights against a defaulting commercial borrower, subject to specific conditions and RBI guidelines.
Debt Acknowledgement And Repayment Agreement
An Indian law-compliant agreement documenting debt acknowledgment and establishing structured repayment terms between creditor and debtor.
Credit Agreement Contract
An Indian law-governed agreement establishing terms and conditions for a credit facility between lender and borrower, including loan terms, security arrangements, and regulatory compliance requirements.
Contract Of Loan With Real Estate Mortgage
An Indian law-governed agreement combining loan terms with real estate mortgage security, establishing lending conditions and property rights transfer.
Commercial Loan Broker Agreement
An Indian law-governed agreement between a loan broker and client establishing terms for commercial loan broking services, including scope, fees, and compliance requirements.
Car Payment Contract Between Friends
An Indian law-governed agreement structuring car payment terms between friends, combining vehicle sale and financing elements while maintaining legal enforceability.
Car Payment Agreement
An Indian law-governed agreement establishing terms for vehicle purchase through installment payments, defining financial obligations and ownership conditions.
Car Mortgage Agreement
An Indian law-governed agreement creating a security interest over a vehicle in favor of a lender against a loan amount.
Bridge Facility Agreement
An Indian law-governed agreement providing temporary financing until permanent funding is secured, incorporating local regulatory requirements and banking practices.
Bank Loan Agreement
An Indian law-governed agreement between a bank and borrower establishing loan terms, security arrangements, and parties' rights and obligations under Indian banking regulations.
Bank Loan Term Sheet
An Indian law-governed preliminary document outlining key terms and conditions of a proposed bank loan facility, serving as the basis for detailed loan documentation.
Option Contract Car Loan
An Indian law-governed Option Contract for Car Loan establishing option rights and subsequent vehicle financing terms under Indian banking and consumer protection regulations.
Sale Agreement For Bank Loan
An Indian law-governed agreement for property purchase with bank financing, establishing terms between seller, purchaser, and lending bank.
Personal Loan Agreement With Notary
An Indian law-governed notarized agreement documenting terms and conditions of a personal loan between lender and borrower, with full legal enforceability.
Download our whitepaper on the future of AI in Legal
Genie’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; Genie’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
Our bank-grade security infrastructure undergoes regular external audits
We are ISO27001 certified, so your data is secure
Organizational security
You retain IP ownership of your documents
You have full control over your data and who gets to see it
Innovation in privacy:
Genie partnered with the Computational Privacy Department at Imperial College London
Together, we ran a £1 million research project on privacy and anonymity in legal contracts
Want to know more?
Visit our Trust Centre for more details and real-time security updates.
Read our Privacy Policy.