Flexi Finance Loan Agreement Template for Ireland

1. Security: Required when the loan is secured against specific assets or guarantees

2. Insurance Requirements: Included when specific insurance coverage is required for secured assets

3. Guarantor Provisions: Required when a guarantor is providing additional security for the loan

4. Special Drawing Rights: Included for facilities with specific drawing conditions or restrictions

5. Joint Borrower Provisions: Required when there are multiple borrowers

6. Purpose: Included when the loan must be used for specific purposes only

7. Financial Covenants: Required for business borrowers or higher-value facilities

1. Schedule 1 - Facility Details: Contains specific financial terms including facility limit, interest rates, and fee amounts

2. Schedule 2 - Conditions Precedent: Lists documents and conditions required before first drawdown

3. Schedule 3 - Drawdown Request Form: Standard form for requesting drawdowns under the facility

4. Schedule 4 - Repayment Schedule: Details minimum payment requirements and repayment structure

5. Schedule 5 - Security Details: Describes any security provided (if applicable)

6. Appendix A - Standard Terms and Conditions: Contains detailed terms and conditions referenced in the main agreement

7. Appendix B - Fee Schedule: Comprehensive list of all applicable fees and charges