Collection Letter Template for Ireland

The Collection Letter is a essential business document used in Ireland when formal payment recovery action is required for outstanding debts. It serves as an official written demand for payment, typically sent after informal payment requests have been unsuccessful. The letter must comply with Irish legislation, including the Consumer Protection Act 2007, Data Protection Act 2018, and the Central Bank's Consumer Protection Code 2012. Collection Letters should include specific details about the debt, payment terms, and the debtor's rights, while maintaining a professional and non-threatening tone. The document is crucial in establishing a formal record of payment demand and may serve as important evidence if legal action becomes necessary. The content and format must carefully balance the creditor's right to request payment with the debtor's rights under Irish consumer protection laws.

1. Sender Details: Full legal name, address, and contact information of the creditor or collection agency

2. Date: Current date of the letter

3. Recipient Details: Debtor's full name and current address

4. Reference Numbers: Account number, invoice numbers, or other relevant reference numbers

5. Debt Summary: Clear statement of the total amount owed and its origin

6. Legal Notice: Statement that this is a formal debt collection letter and basis of the claim

7. Payment Details: Clear instructions on how and when to make the payment

8. Response Timeline: Specific deadline for response or payment

9. Contact Information: How the debtor can contact you to discuss the debt or arrange payment