Document background
The Insurance Authorization Letter is a critical document in Hong Kong's insurance industry, designed to facilitate the efficient handling of insurance matters while protecting all parties' interests. This document becomes necessary when a policyholder needs to grant specific permissions to insurance companies or third parties to act on their behalf, such as accessing medical records, processing claims, or making policy amendments. The letter must comply with Hong Kong's legal framework, particularly the Insurance Ordinance (Cap. 41) and data privacy laws. It typically includes detailed information about the scope of authorization, the parties involved, and any temporal limitations. The document is particularly important in scenarios involving medical insurance, policy administration, or when the policyholder cannot directly handle insurance matters.
