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Financial Agreement
"I need a Financial Agreement for a corporate lending arrangement between our investment company and a mid-sized tech startup in Hong Kong, including security provisions and a drawdown schedule starting from March 2025, with particular attention to intellectual property as collateral."
1. Parties: Identification of all parties to the agreement, including their full legal names, registration details, and addresses
2. Background: Context of the agreement, relationship between parties, and purpose of the financial arrangement
3. Definitions and Interpretation: Detailed definitions of terms used throughout the agreement and rules for interpretation
4. Financial Terms: Core financial provisions including amount, currency, interest rates, and payment terms
5. Conditions Precedent: Conditions that must be satisfied before the agreement becomes effective
6. Representations and Warranties: Statements of fact and assurances given by each party
7. Covenants: Ongoing obligations and restrictions on parties' activities
8. Events of Default: Circumstances constituting default and consequences thereof
9. Remedies: Rights and remedies available to parties in case of breach or default
10. Payment Mechanics: Detailed procedures for making and receiving payments
11. Taxes: Tax obligations and responsibilities of each party
12. Changes to Parties: Rules regarding assignment, transfer, and novation
13. Notices: Communication requirements and contact details
14. Confidentiality: Obligations regarding confidential information
15. Governing Law and Jurisdiction: Hong Kong law as governing law and jurisdiction provisions
16. Execution: Signature blocks and execution requirements
1. Security Arrangements: Details of any security or collateral arrangements - include if agreement is secured
2. Guarantee Provisions: Terms of any guarantees - include if third-party guarantees are involved
3. Regulatory Compliance: Specific regulatory requirements - include if regulated financial activities are involved
4. Interest Rate Provisions: Detailed interest calculations and adjustments - include for variable rate agreements
5. Foreign Exchange Provisions: Currency conversion and exchange rate mechanisms - include for multi-currency agreements
6. Electronic Trading Terms: Terms for electronic/online transactions - include if electronic trading is involved
7. Data Protection: Enhanced data protection provisions - include if significant personal data processing is involved
8. Force Majeure: Provisions for unforeseen circumstances - include based on risk assessment
9. Anti-Money Laundering: Specific AML obligations - include for high-risk transactions or regulated entities
1. Schedule 1 - Payment Schedule: Detailed breakdown of payment amounts, dates, and calculations
2. Schedule 2 - Security Details: Details of any security or collateral provided
3. Schedule 3 - Form of Notices: Standard forms for various notices under the agreement
4. Schedule 4 - Conditions Precedent Documents: List of required documents and conditions to be satisfied
5. Schedule 5 - Financial Covenants: Detailed financial ratios and requirements to be maintained
6. Appendix A - Calculation Methods: Detailed methodologies for calculating interest, fees, or other amounts
7. Appendix B - Required Forms: Standard forms for drawdown requests, transfers, or other actions
8. Appendix C - Compliance Certificates: Forms of compliance certificates required under the agreement
Authors
Account
Additional Facility
Affiliate
Agreement
Applicable Law
Authorisation
Authority
Available Commitment
Banking Day
Base Rate
Business Day
Calculation Date
Commitment
Compliance Certificate
Confidential Information
Default
Default Interest
Default Rate
Drawdown Date
Drawdown Notice
Effective Date
Event of Default
Facility
Finance Documents
Financial Indebtedness
Financial Statements
Group
Guarantee
HKD
HKMA
Hong Kong
Interest Payment Date
Interest Period
Interest Rate
Legal Requirement
Lender
LIBOR
Material Adverse Effect
Maturity Date
Notice
Obligor
Outstanding Amount
Payment Date
Permitted Security
Potential Default
Principal Amount
Regulatory Requirement
Repayment Date
Repayment Schedule
Security
Security Documents
Security Interest
SFC
Subsidiary
Tax
Transaction Documents
USD
Interpretation
Facility Terms
Interest
Repayment
Security
Representations and Warranties
Conditions Precedent
Conditions Subsequent
Payment Terms
Default
Acceleration
Set-off
Tax
Increased Costs
Market Disruption
Assignment and Transfer
Changes to Parties
Indemnities
Costs and Expenses
Guarantee
Confidentiality
Data Protection
Anti-Money Laundering
Regulatory Compliance
Force Majeure
Notices
Calculations
Currency Provisions
Information Requirements
Financial Covenants
General Undertakings
Events of Default
Remedies
Amendments and Waivers
Severability
Counterparts
Governing Law
Jurisdiction
Service of Process
Banking
Financial Services
Investment Management
Real Estate
Insurance
Private Equity
Asset Management
Corporate Finance
FinTech
Wealth Management
Commercial Banking
Investment Banking
Legal
Finance
Compliance
Risk Management
Treasury
Corporate Finance
Investment
Financial Control
Company Secretarial
Regulatory Affairs
Credit Control
Chief Financial Officer
Financial Controller
Legal Counsel
Compliance Officer
Risk Manager
Treasury Manager
Investment Manager
Corporate Finance Manager
Financial Director
Company Secretary
Head of Finance
Senior Finance Manager
Legal Director
Compliance Manager
Banking Relationship Manager
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