Short Loan Agreement Template for Switzerland

The Short Loan Agreement is designed for use in Switzerland when parties need a straightforward and legally compliant framework for lending arrangements. It's particularly suitable for situations where the loan terms are relatively simple and the amount is moderate. This document type complies with Swiss Code of Obligations requirements and can be used for both personal and business loans, though additional provisions may be needed for regulated lending activities. The agreement includes essential elements such as loan amount, interest calculation, repayment terms, and default provisions, while remaining concise and user-friendly. It's commonly used for short-term financing needs, bridge loans, or simple business funding arrangements where extensive financing documentation isn't necessary.

1. Parties: Identification and details of the lender and borrower

2. Background: Brief context of the loan arrangement and relationship between parties

3. Definitions: Key terms used throughout the agreement

4. Loan Amount and Purpose: Specification of the loan amount and its intended use

5. Interest Rate: Interest rate applicable to the loan and calculation method

6. Repayment Terms: Payment schedule, method, and currency of repayment

7. Representations and Warranties: Basic statements of fact and assurances from the borrower

8. Events of Default: Circumstances constituting default and consequences

9. Notices: How formal communications between parties should be made

10. Governing Law and Jurisdiction: Confirmation of Swiss law application and jurisdiction