All Countries
Real Estate
Deed Of Debt

Deed Of Debt Template for Switzerland

Create a bespoke document in minutes,  or upload and review your own.

4.6 / 5
4.8 / 5

Let's create your Deed Of Debt

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Get your first 2 documents free

Your data doesn't train Genie's AI

You keep IP ownership of your information

Key Requirements PROMPT example:

Deed Of Debt

"I need a Swiss Deed of Debt for a CHF 500,000 business loan between my company as borrower and ABC Bank AG as lender, with quarterly interest payments and full repayment due by March 2025."

Celebrated by
Collaborations with
Investors
Document background
The Deed of Debt (Schuldschein) is a crucial legal instrument in Swiss financial and business transactions, commonly used to formalize debt obligations and provide clear evidence of indebtedness. It is particularly valuable when parties need a standalone document acknowledging a debt, whether arising from a loan, sale of goods, services rendered, or other commercial transactions. The document's formal nature under Swiss law provides stronger enforceability compared to regular contracts and can be especially useful in debt enforcement proceedings. It should be used when parties want to clearly document a debt obligation with specific terms regarding amount, interest, and repayment, while ensuring compliance with Swiss legal requirements for debt acknowledgments.
Suggested Sections

1. Parties: Identification of the Creditor and Debtor with full legal names and addresses

2. Background: Context of the debt creation and any prior agreements or circumstances leading to this deed

3. Definitions: Key terms used throughout the document

4. Acknowledgment of Debt: Clear statement of the debt amount, currency, and unconditional promise to pay

5. Interest: Interest rate, calculation method, and payment frequency

6. Repayment Terms: Payment schedule, installment amounts, and final maturity date

7. Events of Default: Circumstances that trigger immediate repayment obligation

8. Representations and Warranties: Debtor's confirmations regarding their capacity and authority

9. Notices: Communication procedures between parties

10. Governing Law and Jurisdiction: Confirmation of Swiss law application and jurisdiction

Optional Sections

1. Security: Details of any collateral or security provided - include when debt is secured

2. Guarantees: Terms of any third-party guarantees - include when guaranteed

3. Prepayment Provisions: Terms for early repayment - include when early repayment is allowed

4. Tax Provisions: Tax implications and responsibilities - include for cross-border transactions

5. Assignment: Rights to transfer the debt - include when transferability is relevant

6. Insurance Requirements: Required insurance coverage - include for secured business debts

7. Costs and Expenses: Allocation of legal and administrative costs - include for complex arrangements

Suggested Schedules

1. Repayment Schedule: Detailed amortization table showing payment dates and amounts

2. Security Details: Description and documentation of security/collateral if applicable

3. Interest Calculation Methods: Detailed explanation of interest computation

4. Prior Agreements: Copies of relevant prior agreements referenced in the deed

5. Corporate Authorizations: Corporate resolutions or powers of attorney if parties are legal entities

Authors

Alex Denne

Head of Growth (Open Source Law) @ Genie AI | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Linkedin in social icon imageX social icon image
alex.den.21@genieai.co
Relevant Industries

Banking and Financial Services

Real Estate

Construction

Manufacturing

Professional Services

Retail

Technology

Healthcare

Agriculture

Energy

Transportation and Logistics

Relevant Teams

Legal

Finance

Treasury

Credit Risk

Compliance

Commercial

Corporate Finance

Debt Collection

Business Development

Accounts Receivable

Relevant Roles

Chief Financial Officer

Finance Director

Treasury Manager

Credit Manager

Legal Counsel

Corporate Lawyer

Compliance Officer

Risk Manager

Account Manager

Financial Controller

Debt Collection Officer

Credit Risk Analyst

Business Development Manager

Commercial Director

Industries
Swiss Code of Obligations (CO), Article 82: Defines the basic requirements for acknowledgment of debt and written form requirements
Swiss Code of Obligations (CO), Articles 312-318: Regulates consumer credit agreements and maximum interest rates applicable
Swiss Federal Act on Debt Enforcement and Bankruptcy (DEBA): Governs the enforcement of monetary claims and debt collection procedures
Swiss Civil Code (CC), Articles 973-977: Provisions regarding documentary evidence and formal requirements for legal documents
Swiss Code of Obligations (CO), Article 127: Establishes the general statute of limitations of 10 years for contractual claims
Federal Act on Consumer Credit (CCA): Provides additional requirements if the debt involves consumer credit arrangements
Swiss Code of Obligations (CO), Articles 67-69: Regulations regarding payment terms and currency specifications in monetary obligations
Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

Registered Trust Deed

A formally registered trust document under Swiss law establishing a trust arrangement, compliant with local regulations and the Hague Trust Convention.

find out more

Pension Scheme Trust Deed

A Swiss law-governed trust deed establishing and regulating an occupational pension scheme in accordance with BVG/LPP requirements.

find out more

Definitive Trust Deed

A Swiss law-governed trust deed establishing and regulating a trust arrangement under the Hague Trust Convention framework, defining asset transfer, trustee powers, and beneficiary rights.

find out more

Declaration Of Trust Property

A Swiss law-governed document establishing a trust arrangement for property management, operating under the Hague Trust Convention framework.

find out more

Property Trust Deed

A legal document establishing a property trust in Switzerland, detailing property transfer, management terms, and parties' rights under Swiss law and the Hague Convention.

find out more

Declaration Of Trust Form

A Swiss law-governed document establishing a trust arrangement, detailing asset transfer, management terms, and beneficiary rights under the Hague Trust Convention.

find out more

Declaration Of Bare Trust

A Swiss law document establishing a bare trust arrangement where a trustee holds property for a beneficiary's absolute benefit, compliant with the Hague Trust Convention.

find out more

Deed Of Termination Of Trust

A Swiss law-governed deed that formally terminates a trust arrangement, addressing asset distribution, trustee discharge, and regulatory compliance.

find out more

Subordinate Deed Of Trust

A Swiss law-governed security instrument creating a secondary lien on real property, subordinate to a primary deed of trust or mortgage, requiring registration in the Swiss land registry.

find out more

Floating Deed Of Trust

A Swiss law-governed security instrument creating a floating charge over assets through a trust structure, combining Swiss security regulations with international trust principles.

find out more

Note And Deed Of Trust

A Swiss law-governed security instrument combining a promissory note with a trust deed securing real property, establishing both debt obligations and property security rights.

find out more

Irrevocable Deed

A Swiss law-governed formal legal instrument creating permanent, unmodifiable commitments, requiring notarization and strict compliance with Swiss federal and cantonal requirements.

find out more

Promissory Note And Deed Of Trust

A Swiss-law governed document combining a promissory note with property security through a trust arrangement, establishing loan terms and security interests under Swiss federal and cantonal law.

find out more

Irrevocable Deed Of Gift

A Swiss law-governed deed that enables the irrevocable transfer of property or assets from a donor to a donee without compensation.

find out more

Security Trust Deed

A Swiss law-governed deed establishing a security trust arrangement, defining trustee powers and secured party rights in complex financing transactions.

find out more

Family Trust Deed

A legal document establishing a family trust under Swiss law, detailing asset transfer, beneficiary rights, and trustee duties in compliance with Swiss regulations.

find out more

Deed Of Debt

A Swiss law-governed formal acknowledgment of debt that establishes the terms of a debt obligation and provides enhanced enforceability under Swiss law.

find out more

Download our whitepaper on the future of AI in Legal

By providing your email address you are consenting to our Privacy Notice.
Thank you for downloading our whitepaper. This should arrive in your inbox shortly. In the meantime, why not jump straight to a section that interests you here: https://www.genieai.co/our-research
Oops! Something went wrong while submitting the form.

Genie’s Security Promise

Genie is the safest place to draft. Here’s how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; Genie’s AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

Our bank-grade security infrastructure undergoes regular external audits

We are ISO27001 certified, so your data is secure

Organizational security

You retain IP ownership of your documents

You have full control over your data and who gets to see it

Innovation in privacy:

Genie partnered with the Computational Privacy Department at Imperial College London

Together, we ran a £1 million research project on privacy and anonymity in legal contracts

Want to know more?

Visit our Trust Centre for more details and real-time security updates.

Read our Privacy Policy.