Margin Lending Agreement Template for Australia

1. Guarantor Provisions: Required when the facility includes a guarantor, detailing guarantor obligations and rights

2. Nominee Arrangements: Include when the lender provides nominee services for holding secured securities

3. Managed Fund Arrangements: Required when the facility allows for managed fund investments as security

4. Internet Access: Terms for online account access and electronic communications if offered

5. Adviser Authorization: Include when the client authorizes financial advisers to operate the facility

6. Multiple Borrowers: Additional terms for joint facilities with multiple borrowers

7. Foreign Currency Provisions: Required when the facility allows for foreign currency loans or securities

8. Direct Debit Agreement: Include when automatic payment arrangements are established

1. Schedule 1 - Facility Details: Specific details of the facility including credit limit, interest rates, and fees

2. Schedule 2 - Approved Securities List: List of securities accepted as collateral and their margin ratios

3. Schedule 3 - Fee Schedule: Detailed breakdown of all applicable fees and charges

4. Schedule 4 - Client Details: Client information, account details, and communication preferences

5. Appendix A - Risk Disclosure Statement: Regulatory required risk disclosures and warnings

6. Appendix B - Direct Debit Request Form: Standard form for setting up direct debit arrangements

7. Appendix C - Guarantor Acknowledgment: Required guarantor confirmations and acknowledgments

8. Appendix D - Specimen Signatures: Authorized signatures for operating the facility