General Credit Agreement Template for United Arab Emirates

1. Islamic Finance Provisions: Additional provisions for Sharia-compliant financing structures, used when the facility needs to comply with Islamic banking principles

2. Syndication Provisions: Additional terms for multiple lenders, used in case of syndicated facilities

3. Foreign Currency Provisions: Special terms for facilities in foreign currencies, used when the facility is not in UAE Dirhams

4. Property Finance Provisions: Specific terms for real estate financing, used when the facility is for property purchase or development

5. Cross-Border Elements: Additional provisions for international transactions, used when parties are in different jurisdictions

6. Insurance Requirements: Detailed insurance obligations, used for facilities requiring specific insurance coverage

7. Security Trustee Provisions: Terms regarding security trustee arrangements, used in complex security structures

8. Tax Provisions: Detailed tax-related terms, used when significant tax implications exist

1. Facility Terms: Detailed commercial terms including facility amount, interest rates, and fees

2. Conditions Precedent Documents: List of required documents and conditions to be satisfied

3. Form of Drawdown Request: Template for borrower to request utilization of the facility

4. Repayment Schedule: Detailed schedule of repayment dates and amounts

5. Security Documents: List and copies of all security documents

6. Form of Compliance Certificate: Template for periodic compliance certification

7. Permitted Security Interests: List of security interests allowed under the agreement

8. Form of Transfer Certificate: Template for transferring rights and obligations

9. Financial Covenants: Detailed financial ratios and requirements

10. Contact Details: List of authorized representatives and contact information