Account Opening Agreement Template for United Arab Emirates

1. Corporate Account Provisions: Additional terms specific to corporate accounts, including authorized signatories and corporate documentation

2. Islamic Banking Provisions: Specific terms for Sharia-compliant accounts and services

3. Minor Accounts: Special provisions for accounts opened for minors

4. Joint Account Provisions: Terms specific to jointly held accounts

5. Wealth Management Services: Additional terms for investment and wealth management services

6. Foreign Currency Accounts: Specific terms for non-AED denominated accounts

7. Credit Facility Provisions: Basic terms for overdraft or credit facilities if offered with the account

8. Special Category Customers: Specific provisions for senior citizens, people of determination, or other special categories

1. Schedule 1 - Fee Schedule: Detailed breakdown of all applicable fees, charges, and commission rates

2. Schedule 2 - Required Documents: List of required documentation for account opening based on customer type

3. Schedule 3 - Available Services: Detailed description of available banking services and features

4. Schedule 4 - Electronic Banking Terms: Detailed terms and conditions for electronic banking services

5. Schedule 5 - Account Types: Detailed specifications of different account types and their features

6. Appendix A - Declaration Forms: Standard declaration forms including FATCA, CRS, and other regulatory requirements

7. Appendix B - Specimen Signatures: Format for recording authorized signatures

8. Appendix C - Terms for Special Services: Specific terms for additional services like safe deposit boxes or premium banking